860 Copper Ridge Dr, Cantonment, FL 32533 Property Records

Escambia County property record for 860 Copper Ridge Dr, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,455 sqft · built 1989
Lot Size	0.395 acres (17,197 sqft)
Owner	2 Trust Names on File
Last Sale	$100 (Jul 2016)
Tax Bill	$415 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-1N-31-4300-010-002`

Property Details

APN / Parcel Number

Primary APN	`37-1N-31-4300-010-002`
Alternative APN	`114501552`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,455 sqft Living Area
Gross Area	3,235 sqft
1st Floor Area	2,455 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	17,197 sqft (0.395 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	608 sqft
Porch	Finished Screened Porch
Porch Area	292 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	114501552
Street Address	860 COPPER RIDGE DR
City	CANTONMENT
State	FL
Zip	32533-7477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 10 BLK B HIDDEN FOREST PB 13 P 80 OR 7134 P 358 OR 7562 P 898
Legal Range	31W
Legal Township	01N
Legal Section	37
Legal Subdivision	HIDDEN FOREST
Legal Block	B
Legal Lot Number	10
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	2
Census Block	2001
Census Tract	3612

Owner

860 Copper Ridge Dr is owner-occupied and held in a trust since July 2016.

Source: Escambia County records, as of September 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	860 COPPER RIDGE DR, CANTONMENT, FL 32533-7477
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2016 · Amount on File
Deed Sale	Jul 1, 2016 · Amount on File
Prior Sale	Feb 12, 2014 · Amount on File
Deed Book / Page	7562 / 898
Last Transfer Date	Jul 22, 2016
Transfer Doc	0075620898
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	860 COPPER RIDGE DR, CANTONMENT, FL 32533-7477
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 COPPER RIDGE DR, CANTONMENT, FL 32533-7477

Mortgage

Document Number	0084911199
Date	Mar 24, 2021
Book Page	8491/1199
Instrument	2021031411

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	860 COPPER RIDGE DR, CANTONMENT, FL 32533-7477
Document Number	0082261735
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	860 COPPER RIDGE DR CANTONMENT FL 325337477, CANTONMENT, FL 32533-7477

Mortgage

Document Number	0082261735
Date	Jan 7, 2020
Book Page	008226/001735
Instrument	1203

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 6, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 860 Copper Ridge Dr was $415 with exemptions applied, down 36.2% from the year before.

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$415.00 (-36.15%) Homeowner's exemption Veteran's exemption	$186,242	$332,492 Land $40,000 Building $292,492
2024	$650.00 (+0.93%)
2023	$644.00 (-50.5%) Homeowner's exemption Veteran's exemption	$175,723 (+3%)	$325,362 (+11.95%) Land $40,000 Building $285,362
2022	$1,301.00 Homeowner's exemption Veteran's exemption	$170,605	$290,621 Land $35,000 Building $255,621

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 860 Copper Ridge Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	15 (1999–2020)
Claims Outside the SFHA	13 of 15
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 860 Copper Ridge Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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