860 Clearlake Dr, Prosper, TX 75078 Property Records

Collin County property record for 860 Clearlake Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,738 sqft · built 2002
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$311,100 (Sep 2008)
Tax Bill	$11,020 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-8032-00D-0100-1`

Property Details

APN / Parcel Number

Primary APN	`R-8032-00D-0100-1`
Alternative APNs	`000002508535` `2508535`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,738 sqft Living Area
Gross Area	4,692 sqft
1st Floor Area	2,442 sqft
2nd Floor Area	1,296 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	749 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	455 sqft
Porch	Covered Patio/Porch
Porch Area	25 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	860 CLEARLAKE DR
City	PROSPER
State	TX
Zip	75078-8532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTON LAKES, BLK D, LOT 10
Legal Subdivision	PRESTON LAKES (CPR)
Legal Block	D
Legal Lot Number	10
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	3
Census Block	3002
Census Tract	30304

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	860 CLEARLAKE DR, PROSPER, TX 75078-8532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Nov 4, 2020	Deed of Trust, Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2008 · Amount on Record
Deed Sale	Sep 4, 2008 · Amount on Record
Prior Sale	Feb 14, 2008 · Amount on Record
Deed Document Number	20081073700
Prior Transfer Date	Aug 29, 2008
Prior Transfer Doc	0001073700
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	860 CLEARLAKE DR, PROSPER, TX 75078-8532
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	NOT AVAILABLE, TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 CLEARLAKE DR, PROSPER, TX 75078-8532

Mortgage

Document Number	2023000040627
Date	Apr 17, 2023
Instrument	2023000040627

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	860 CLEARLAKE DR, PROSPER, TX 75078-8532
Document Number	0001998080
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	860 CLEARLAKE DR PROSPER TX 750788532, PROSPER, TX 75078-8532

Mortgage

Document Number	0001998080
Date	Nov 10, 2020
Instrument	1998080

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,020.00 (+5.28%) Homeowner's exemption	$692,494 (-7.47%) Land $187,000 Building $509,958	$696,958 (-6.87%) Land $187,000 Building $509,958
2024	$10,467.00 (+1.44%)
2023		$748,372 Land $176,000 Building $572,372	$748,372 Land $176,000 Building $572,372
2022	$10,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications, Hotwire Communications.

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