Santa Clara County property record for 860 Chesapeake Pl, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,590 sqft · built 1978 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $998,000 (Apr 2023) |
| Tax Bill | $12,793 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2024 Transfer + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 799-39-045 |
| Primary APN | 799-39-045 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,590 sqft Living Area |
| 1st Floor Area | 1,442 sqft |
| 2nd Floor Area | 1,148 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 860 CHESAPEAKE PL |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-6302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 5847 HIDDEN GLEN OF GILROY NO 4 BOOK 410 PAGE 12 PAGE 14 LOT 353 |
| Legal Subdivision | HIDDEN GLEN OF GILROY 04 |
| Legal Tract | 5847 |
| Legal Lot Number | 353 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 512512 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 860 CHESAPEAKE PL, GILROY, CA 95020-6302 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE |
| Apr 19, 2024 | Intrafamily Transfer, Transfer |
| Apr 28, 2023 | Grant Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Apr 28, 2023 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2023 · Amount on Record |
| Deed Sale | Apr 28, 2023 · Amount on Record |
| Prior Sale | Jan 31, 2011 · Amount on Record |
| Deed Document Number | 202325467884 |
| Last Transfer Date | Apr 11, 2024 |
| Transfer Doc | 0025625784 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 18, 2026 |
| Property Address | 860 CHESAPEAKE PL, GILROY, CA 95020-6302 |
| Document Number | 0025990549 |
| Instrument Date | May 12, 2026 |
| Instrument | 202625990549 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 860 CHESAPEAKE PL, GILROY, CA 95020-6302 |
| Document Number | 0025990549, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202625990549 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 19, 2024 |
| Property Address | 860 CHESAPEAKE PL, GILROY, CA 95020-6302 |
| Document Number | 0025625784 |
| Map Reference | MB 410 PGS 12 13 AND |
| Instrument Date | Apr 11, 2024 |
| Instrument | 25625784 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 860 CHESAPEAKE PL, GILROY, CA 95020-6302 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 28, 2023 |
| Property Address | 860 CHESAPEAKE PL, GILROY, CA 95020-6302 |
| Document Number | 0025467884 |
| Map Reference | MB 410 PG 12-14 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 25467884 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 860 CHESAPEAKE PL, GILROY, CA 95020-6302 |
| Document Number | 0025467886 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 25467886 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 28, 2023 |
| Property Address | 860 CHESAPEAKE PL, GILROY, CA 95020-6302 |
| Document Number | 0025467885 |
| Map Reference | MB 410 PG 12-14 |
| Instrument Date | Apr 11, 2023 |
| Instrument | 25467885 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 860 CHESAPEAKE PL, GILROY, CA 95020-6302 |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,059,083 (+2%) Land $423,633 Building $635,450 | |
| 2025 | $12,793.00 (+109.89%) | $1,038,318 (+116.2%) Land $415,327 Building $622,991 |
| 2023 | $6,095.00 (+1.67%) | $480,247 Land $264,137 Building $216,110 |
| 2022 | $5,995.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
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