Baldwin County property record for 860 Cherry Cir, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,304 sqft · built 1979 |
| Lot Size | 0.18 acres (7,850 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,027 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-03-08-0-003-007 |
| Primary APN | 46-03-08-0-003-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,304 sqft Heated Area |
| 1st Floor Area | 2,304 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,850 sqft (0.18 acres) |
| Lot Dimensions | 125 ft deep x 62.8 ft wide |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 25542 |
|---|---|
| Street Address | 860 CHERRY CIR |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-3101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 62.8' X 125' COLONIAL ACRES #1 BLOCK 1 LOT 2 PLAT BOOK 5PAGE 9 |
| Legal Subdivision | COLONIAL ACRES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FAIRHOPE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 11201 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 860 CHERRY CIR, FAIRHOPE, AL 36532-3101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 860 CHERRY CIR, FAIRHOPE, AL 36532-3101 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 860 CHERRY CIR, FAIRHOPE, AL 36532-3101 |
| Document Number | 0001984353 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 1984353 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2052 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,027.00 (+7.08%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,893.00 (+16.85%) | $48,420 (+16.67%) Land $18,420 Building $30,000 | $484,100 (+16.68%) Land $184,200 Building $299,900 |
| 2023 | $1,620.00 (+14.89%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $41,500 (+14.7%) | $414,900 (+14.71%) Land $168,000 Building $246,900 |
| 2022 | $1,410.00 (+28.3%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $36,180 | $361,700 Land $144,000 Building $217,700 |
| 2021 | $1,099.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 28 (1979–2020) |
| Claims Outside the SFHA | 10 of 28 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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