860 Chapman Ct, Arcata, CA 95521 Property Records

Humboldt County property record for 860 Chapman Ct, Arcata, CA 95521

Property Summary

Property Type	Duplex
Lot Size	0.554 acres (24,135 sqft)
Owner	Individual Name on Record
Last Sale	$1,350,000 (Sep 2025)
Tax Bill	$6,746 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`503-082-016-000`

Property Details

APN / Parcel Number

Primary APN	`503-082-016-000`
Alternative APN	`50308216`

Exterior

Lot Area	24,135 sqft (0.554 acres)

Location & Zoning

Old Parcel Number	50308216
Street Address	860 CHAPMAN CT
City	ARCATA
State	CA
Zip	95521-6564
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RVL
Legal Description	LOT 16 PANORAMA SUBDN III
Legal Subdivision	PANORAMA SUBDN III
Legal Lot Number	16
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	1
Census Block	1002
Census Tract	900

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	860 CHAPMAN CT, ARCATA, CA 95521-6564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 8, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Sep 8, 2025
Deed Document Number	2025-011862
Record Updated	Jun 7, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Sep 8, 2025
Property Address	860 CHAPMAN CT, ARCATA, CA 95521-6564
Document Number	0000011862
Map Reference	MB 17 PG 50&51
Instrument Date	Sep 3, 2025
Instrument	2025-011862
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	860 CHAPMAN CT, ARCATA, CA 95521-6564
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011863
Date	Sep 8, 2025
Instrument	2025-011863

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Oct 1, 2035
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	SOFR Average 30-Day
Max Rate	10.1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMBOLDT CA
Recording Date	Sep 8, 2025
Property Address	860 CHAPMAN CT, ARCATA, CA 95521-6564
Document Number	0000011861
Map Reference	MB 17 PG 50&51
Instrument Date	Jun 6, 2025
Instrument	2025-011861
Transaction Type	Transfer
Record Updated	Sep 26, 2025
Title Company	HUMBOLDT LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SHERMAN ST, HEALDSBURG, CA 95448-3640

Mortgage

Document Number	0000011863
Date	Sep 8, 2025
Instrument	2025-011863

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Oct 1, 2035
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	SOFR Average 30-Day
Max Rate	10.1%

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Arcata City
Elementary School District	Arcata Elementary School District (KG - 08)
Secondary School District	Northern Humboldt Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,746.00 (+3.34%) Homeowner's exemption	$580,628 (+4%) Land $135,962 Building $444,666
2023	$6,528.00 (-1.82%) Homeowner's exemption	$558,297 Land $130,684 Building $427,613
2022	$6,649.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCATA serves 18,857 people · EPA ID CA1210001
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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