Merced County property record for 860 Cedar Ave, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,240 sqft · built 1947 |
| Lot Size | 0.151 acres (6,554 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Feb 2020) |
| Tax Bill | $2,536 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-071-005-000 |
| Primary APN | 003-071-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Gross Area | 1,482 sqft |
| 1st Floor Area | 1,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,554 sqft (0.151 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 55 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Old Parcel Number | 003-071-005 |
|---|---|
| Street Address | 860 CEDAR AVE |
| City | ATWATER |
| State | CA |
| Zip | 95301-4043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | LDS CC MITCHELL POR LOT 1 |
| Legal Subdivision | LDS CC MITCHELL |
| Legal Lot Number | 1 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 701 |
860 Cedar Ave is owned and occupied by an individual who bought it in February 2020.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 860 CEDAR AVE, ATWATER, CA 95301-4043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Feb 21, 2020 | Grant Deed, Transfer · Conventional Mortgage WELCOME HOME FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2020 · Amount on File |
| Deed Sale | Feb 21, 2020 · Amount on File |
| Prior Sale | Mar 7, 2013 · Amount on File |
| Deed Document Number | 20205997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 860 CEDAR AVE, ATWATER, CA 95301-4043 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Title Company | IN TITLE, FIN TITLE |
| Name | Verified Name |
|---|---|
| Address | 860 CEDAR AVE, ATWATER, CA 95301-4043 |
| Document Number | 0000033945 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 2021033945 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 21, 2020 |
| Property Address | 860 CEDAR AVE, ATWATER, CA 95301-4043 |
| Document Number | 0000005997 |
| Map Reference | MB 1 PG 16 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 2020005997 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 860 CEDAR AVE, ATWATER, CA 95301-4043 |
| Document Number | 0000005998 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 2020005998 |
| Name | WELCOME HOME FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 860 Cedar Ave was $2,536 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $245,409 (+2%) Land $83,661 Building $161,748 | |
| 2025 | $2,536.00 Homeowner's exemption | $240,598 Land $82,021 Building $158,577 |
| 2023 | $2,408.00 (+1.18%) Homeowner's exemption | $231,257 Land $78,837 Building $152,420 |
| 2022 | $2,380.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 860 Cedar Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Feb 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 860 Cedar Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATWATER serves 29,479 people · EPA ID CA2410001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Ayera Technologies, Verizon.
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