860 Cambridge Ct, Dunedin, FL 34698 Property Records

Pinellas County property record for 860 Cambridge Ct, Dunedin, FL 34698

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 925 sqft · built 1972
Lot Size	1.34 acres (58,354 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Oct 2021)
Tax Bill	$1,694 (2025)
Deeds & Mortgages	Oct 2021 Sale Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-742-9264-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-742-9264-0`
Alternative APNs	`26-28-15-38013-004-0860` `281526380130040860` `152826380130040860` `R282223`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	58,354 sqft (1.34 acres)
View / Lot	Corner
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R282223
Street Address	860 CAMBRIDGE CT
City	DUNEDIN
State	FL
Zip	34698-6101
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HEATHER HILL APTS NO. 12 CONDO BLDG 4, UNIT 860
Legal Range	15E
Legal Township	28S
Legal Section	26
Legal Subdivision	HEATHER HILL APTS
Legal Tract	38013
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1015
Census Tract	26914

Owner

860 Cambridge Ct, a condominium, is owned and occupied by an individual who bought it in October 2021.

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	860 CAMBRIDGE CT, DUNEDIN, FL 34698-6101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer ALLIANCE TITLE GROUP INC
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 28, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 27, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	Aug 27, 2019 · Amount on File
Deed Document Number	2021338461
Deed Book / Page	21763 / 1878
Transfer Doc	9885001477
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 15, 2021
Property Address	860 CAMBRIDGE CT, DUNEDIN, FL 34698-6101
Document Number	0217631878
Book / Page	21763 / 1878
Map Reference	MB 11 PG 92
Instrument Date	Sep 29, 2021
Instrument	2021338461
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	ALLIANCE TITLE GROUP INC

Transaction

Amount	Amount on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3306 BONNIE DR, 3306, ELLENTON, FL 34222-3547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 CAMBRIDGE CT # 4, 4, DUNEDIN, FL 34698-6101

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	860 CAMBRIDGE CT, DUNEDIN, FL 34698-6101
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0214300517
Date	Mar 11, 2021
Book Page	21430/517
Instrument	2021079900

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	860 CAMBRIDGE CT, DUNEDIN, FL 34698-6101
Document Number	0211041206
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 CAMBRIDGE CT #860 DUNEDIN FL 346986101, 860, DUNEDIN, FL 34698-6101

Mortgage

Document Number	0211041206
Date	Aug 3, 2020
Book Page	021104/001206
Instrument	228851

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 27, 2019
Property Address	860 CAMBRIDGE CT, DUNEDIN, FL 34698-6101
Document Number	0206700732
Book / Page	20670 / 0732
Map Reference	MB 11 PG 92
Instrument Date	Aug 9, 2019
Instrument	2019274813
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$571.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16128 SOUTHARNPTON ST, 16128, LIVONIA, MI 48154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 CAMBRIDGE CT # 4, 4, DUNEDIN, FL 34698-6101

Mortgage

Document Number	0206700735
Date	Aug 27, 2019
Instrument	20670/0735

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 860 Cambridge Ct was $1,694 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,694.00 Homeowner's exemption	$137,774	$190,926 Building $190,926
2023	$1,550.00 (+3.82%) Homeowner's exemption	$129,991 (+3%)	$183,784 (+11.29%) Building $183,784
2022	$1,493.00 Homeowner's exemption	$126,205	$165,146 Building $165,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 860 Cambridge Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 860 Cambridge Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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