860 Callista Cay Loop, Tarpon Springs, FL 34689 Property Records

Pinellas County property record for 860 Callista Cay Loop, Tarpon Springs, FL 34689

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 3 ba · 1,802 sqft · built 2013
Lot Size	0.049 acres (2,113 sqft)
Owner	2 Trust Names on File
Last Sale	$345,000 (Jul 2021)
Tax Bill	$2,791 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2018 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`C62-001-036-6018-9`

Property Details

APN / Parcel Number

Primary APN	`C62-001-036-6018-9`
Alternative APNs	`13-27-15-12988-000-0310` `271513129880000310` `R464823`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,802 sqft Living Area
1st Floor Area	1,802 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	2,113 sqft (0.049 acres)
View / Lot	Interior
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Slab

Location & Zoning

Account Number	R464823
Street Address	860 CALLISTA CAY LOOP
City	TARPON SPRINGS
State	FL
Zip	34689-0003
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	CALLISTA CAY LOT 31
Legal Range	15E
Legal Township	27S
Legal Section	13
Legal Subdivision	CALLISTA CAY
Legal Tract	12988
Legal Lot Number	31
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1025
Census Tract	27503

Owner

860 Callista Cay Loop, a planned unit development, is owner-occupied and held in a trust since October 2024.

Source: Pinellas County records, as of September 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	860 CALLISTA CAY LOOP, TARPON SPRINGS, FL 34689-0003
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 5, 2018	Loan Modification, Mortgage · Line of Credit FLAGSHIP CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Prior Sale	Dec 16, 2013 · Amount on File
Deed Document Number	2021219780
Deed Book / Page	21611 / 63
Last Transfer Date	Oct 23, 2024
Transfer Doc	0230650099
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 2, 2021
Property Address	860 CALLISTA CAY LOOP, TARPON SPRINGS, FL 34689-0003
Document Number	0216110063
Book / Page	21611 / 63
Map Reference	MB 136 PG 63-66
Instrument Date	Jun 30, 2021
Instrument	2021219780
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	TARPON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10331 ANGEL OAK CT, 10331, ORLANDO, FL 32836-6505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 CALLISTA CAY LOOP, TARPON SPRINGS, FL 34689-0003

Mortgage

Document Number	0216181783
Date	Jul 9, 2021
Book Page	21618/1783
Instrument	2021225382

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Recording Date	Jun 5, 2018
Property Address	860 CALLISTA CAY LOOP, TARPON SPRINGS, FL 34689-0003
Document Number	0200762050
Book / Page	020076 / 002050
Instrument Date	May 25, 2018
Instrument	177592
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1001 S FORT HARRISON AVE #20 CLEARWATER FL 337563941, 20, CLEARWATER, FL 33756-3941

Mortgage

Document Number	200762050
Date	Jun 5, 2018
Book Page	020076/002050
Instrument	177592

Lender

Name	FLAGSHIP CMNTY BK
Type	Bank
Address	29750 US HIGHWAY 19 N, CLEARWATER, FL 33761-1510

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Jun 4, 2020

Interest

Rate Type	Adjustable Rate
Rate	6.25%

Tax Assessment & Valuation

The 2025 property tax bill for 860 Callista Cay Loop was $2,791, up 6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Tarpon Springs City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,791.00 (+6.04%)	$190,303	$435,419 Building $435,419
2024	$2,632.00 (+2.06%)
2023	$2,579.00 (-57.77%) Homeowner's exemption	$179,553 (-44.51%)	$405,311 (+25.27%) Building $405,311
2022	$6,107.00	$323,552	$323,552 Building $323,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 860 Callista Cay Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 295 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	384 units insured incl. 89 condo units
Nearby Flood Claims	195 (1993–2024)
Claims Outside the SFHA	3 of 195
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Sep 2024 · 156 claims Hurricane Idalia, Aug 2023 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 860 Callista Cay Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TARPON SPRINGS WATER SYSTEM serves 28,875 people · EPA ID FL6521784
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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