860 Broad St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 860 Broad St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1920
Lot Size	0.085 acres (3,698 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Oct 2014)
Tax Bill	$11,078 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2026 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00841-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`02-00841-0000-00003`
Alternative APN	`020084100003`

Interior

Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	3,698 sqft (0.085 acres)
Lot Dimensions	100 ft deep x 37 ft wide

Location & Zoning

Old Parcel Number	020084100003
Street Address	860 BROAD ST
City	BLOOMFIELD
State	NJ
Zip	07003-2876
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	37 X 100
Legal Block	841
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	3
Census Block	3000
Census Tract	15000

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	860 BROAD ST, BLOOMFIELD, NJ 07003-2876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Mar 25, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BCB CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2014 · Amount on Record
Deed Sale	Oct 2, 2014 · Amount on Record
Prior Sale	Oct 2, 2014 · Amount on Record
Deed Document Number	201414071212
Deed Book / Page	12517 / 9609
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	May 29, 2026
Property Address	860 BROAD ST, BLOOMFIELD, NJ 07003-2876
Document Number	0000035993
Instrument Date	May 15, 2026
Instrument	202635993
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 BROAD ST, BLOOMFIELD, NJ 07003-2876

Mortgage

Document Number	0000035993,
Date	May 29, 2026
Instrument	202635993

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 20, 2066

Interest

Rate	6.3%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	860 BROAD ST, BLOOMFIELD, NJ 07003-2876
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019963
Date	Mar 25, 2026
Instrument	2026019963

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	860 BROAD ST, BLOOMFIELD, NJ 07003-2876
Document Number	0000074046
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	860 BROAD ST BLOOMFIELD NJ 070032876, BLOOMFIELD, NJ 07003-2876

Mortgage

Document Number	0000074046
Date	Aug 6, 2020
Instrument	74046

Lender

Name	BCB CMNTY BK
Type	Bank
Address	BAYONNE, NJ 07002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,500 (-) Land $150,400 Building $167,100	$317,500 (-) Land $150,400 Building $167,100
2025	$11,078.00 (+2.87%)	$317,500 (-) Land $150,400 Building $167,100	$317,500 (-) Land $150,400 Building $167,100
2024	$10,769.00 (+5.93%)
2023		$317,500 Land $150,400 Building $167,100	$317,500 Land $150,400 Building $167,100
2022	$10,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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