860 Borrego Way, Oxnard, CA 93033 Property Records

Ventura County property record for 860 Borrego Way, Oxnard, CA 93033

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,905 sqft · built 1966
Lot Size	0.149 acres (6,478 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Apr 2011)
Tax Bill	$4,511 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`219-0-432-135`

Property Details

APN / Parcel Number

Primary APN	`219-0-432-135`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,905 sqft Living Area
Gross Area	1,647 sqft
1st Floor Area	1,647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	6,478 sqft (0.149 acres)
Lot Dimensions	97 ft deep x 67 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Patio Area	165 sqft

Location & Zoning

Street Address	860 BORREGO WAY
City	OXNARD
State	CA
Zip	93033-6505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 135303 LOT: 162 REF: 046MR 058
Legal Subdivision	1353-3
Legal Tract	135303
Legal Block	432
Legal Lot Number	162
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	4
Census Block	4006
Census Tract	4000

Owner

860 Borrego Way is owned and occupied by two individuals who bought it in April 2011.

Source: Ventura County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	860 BORREGO WAY, OXNARD, CA 93033-6505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage VENTURA COUNTY CREDIT UNION
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2011 · Amount on File
Deed Sale	Apr 21, 2011 · Amount on File
Prior Sale	Jan 12, 2011 · Amount on File
Deed Document Number	201162278
Transfer Doc	0000023005
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Jul 21, 2026
Property Address	860 BORREGO WAY, OXNARD, CA 93033-6505
Document Number	0000056488
Instrument Date	Jul 14, 2026
Instrument	202656488
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2420 PALM AVE, 5, SAN DIEGO, CA 92154-1431
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056488,
Date	Jul 21, 2026
Instrument	202656488

Lender

Name	VENTURA COUNTY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	860 BORREGO WAY, OXNARD, CA 93033-6505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SYNRGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019079
Date	Feb 12, 2020
Instrument	20200212-00019079

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	860 BORREGO WAY, OXNARD, CA 93033-6505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 BORREGO WAY, OXNARD, CA 93033-6505

Mortgage

Document Number	0000175776
Date	Oct 23, 2020
Instrument	20201023-00175776

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 860 Borrego Way was $4,511 with a homeowner's exemption, up 1.8% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Hueneme Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$384,596 (+2%) Land $179,681 Building $204,915
2025	$4,511.00 (+1.76%) Homeowner's exemption	$377,055 Land $176,157 Building $200,898
2024	$4,433.00 (+6.28%)
2023	$4,171.00 (+2.13%) Homeowner's exemption	$362,414 Land $169,316 Building $193,098
2022	$4,084.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 860 Borrego Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 860 Borrego Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks, T-Mobile.

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