860 Academy Ln, West Chicago, IL 60185 Property Records

DuPage County property record for 860 Academy Ln, West Chicago, IL 60185

Property Summary

Property Type	Single Family Home
Details	3,485 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on File
Last Sale	$350,000 (Apr 2019)
Tax Bill	$17,646 (2025)
Deeds & Mortgages	Dec 2023 Transfer May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-03-219-002`

Property Details

APN / Parcel Number

Primary APN	`04-03-219-002`

Interior

Stories	2 Stories
Building Area	3,485 sqft Living Area
Gross Area	5,293 sqft
1st Floor Area	1,808 sqft
Basement Area	1,808 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	A-Frame
Exterior Material	Brick
Construction Type	Brick
Lot Area	12,197 sqft (0.28 acres)
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	860 ACADEMY LN
City	WEST CHICAGO
State	IL
Zip	60185-4941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	PRINCE CROSSING FARM SUB ALL
Legal Subdivision	PRINCE CROSSING FARM SUB
Legal Lot Number	79
Jurisdiction	DU PAGE IL
Township / Civil Division	WINFIELD
Census Block Group	3
Census Block	3002
Census Tract	841401

Owner

860 Academy Ln is owned by a company that acquired it in December 2023.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	860 ACADEMY LN, WEST CHICAGO, IL 60185-4941
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Intrafamily Transfer, Transfer
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACCUNET MTG LLC
Apr 3, 2019	Warranty Deed, Transfer · Conventional Mortgage PACOR MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on File
Deed Sale	Apr 3, 2019 · Amount on File
Prior Sale	Sep 8, 2005 · Amount on File
Deed Document Number	201924007
Last Transfer Date	Dec 7, 2023
Transfer Doc	0000080756
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Dec 20, 2023
Property Address	860 ACADEMY LN, WEST CHICAGO, IL 60185-4941
Document Number	0000080756
Map Reference	DOC R2003-145-311
Instrument Date	Dec 7, 2023
Instrument	R2023-080756
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	860 ACADEMY LN, WEST CHICAGO, IL 60185-4941

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	860 ACADEMY LN, WEST CHICAGO, IL 60185-4941

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	860 ACADEMY LN, WEST CHICAGO, IL 60185-4941
Document Number	0000056438
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	860 ACADEMY LN WEST CHICAGO IL 601854941, WEST CHICAGO, IL 60185-4941

Mortgage

Document Number	0000056438
Date	Jun 3, 2020
Instrument	56438

Lender

Name	ACCUNET MTG LLC
Address	WAUKESHA, WI 53188

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

Interest

Rate	3.5%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 3, 2019
Property Address	860 ACADEMY LN, WEST CHICAGO, IL 60185-4941
Document Number	0000024007
Map Reference	DOCR2003-145-311
Instrument Date	Mar 29, 2019
Instrument	R2019-024007
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1S640 SUNNYBROOK RD, 1S640, GLEN ELLYN, IL 60137-6451

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	860 ACADEMY LN, WEST CHICAGO, IL 60185-4941

Mortgage

Document Number	0000024008
Date	Apr 3, 2019
Instrument	R2019-024008

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 860 Academy Ln was $17,646, up 8.4% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Winfield Township
Municipality	West Chicago City
Elementary School District	Benjamin School District 25 (PK - 08)
Secondary School District	Community High School District 94 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,646.00 (+8.38%)	$218,615 (+9.31%) Land $38,072 Building $180,543	$655,845 (+9.31%) Land $114,216 Building $541,629
2024	$16,282.00	$199,995 Land $34,829 Building $165,166	$599,985 Land $104,487 Building $495,498
2022	$11,873.00 Homeowner's exemption	$138,680 Land $31,820 Building $106,860	$416,040 Land $95,460 Building $320,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 860 Academy Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1987)
Most Recent Claim	Aug 1987 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 860 Academy Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CHICAGO serves 25,166 people · EPA ID IL0430900
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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