Mille Lacs County property record for 860 3rd Ave NW, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 816 sqft · built 1940 |
| Lot Size | 0.387 acres (16,875 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,718 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-360-0500 |
| Primary APN | 21-360-0500 |
|---|
| Building Area | 816 sqft Living Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 16,875 sqft (0.387 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Street Address | 860 3RD AVE NW |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 62.5 FT OF LOTS 1 - 5 BLK 7 & S 1/2 OF VAC STREET ADJ |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 25 |
| Legal Subdivision | HIGHLAND PARK ADDITION TO MILACA |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 170500 |
860 3rd Ave NW is owned and occupied by two individuals.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 860 3RD AVE NW, MILACA, MN 56353-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Aug 2, 2017 |
| Property Address | 860 3RD AVE NW, MILACA, MN 56353-1713 |
| Document Number | A401842 |
| Instrument Date | Aug 1, 2017 |
| Instrument | A401842 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 860 3RD AVE NW, MILACA, MN 56353-1713 |
| Document Number | A401843 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | A401843 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2026 property tax bill for 860 3rd Ave NW was $1,718.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,718.00 | $158,100 (+2.86%) Land $36,000 Building $122,100 | $158,100 (+2.86%) Land $36,000 Building $122,100 |
| 2025 | $153,700 Land $32,000 Building $121,700 | $153,700 Land $32,000 Building $121,700 | |
| 2023 | $1,472.00 | $129,500 Land $28,000 Building $101,500 | $129,500 Land $28,000 Building $101,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 860 3rd Ave NW in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1995–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 860 3rd Ave NW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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