860 38th Ave NE, Hickory, NC 28601 Property Records

Catawba County property record for 860 38th Ave NE, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,739 sqft · built 2021
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$665,000 (May 2026)
Tax Bill	$2,189 (2025)
Deeds & Mortgages	Apr 2021 Construction Loan May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3714-07-58-4633`

Property Details

APN / Parcel Number

Primary APN	`3714-07-58-4633`
Alternative APN	`0606662`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,739 sqft Living Area
1st Floor Area	1,407 sqft
Basement Area	1,167 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	860 38TH AVE NE
City	HICKORY
State	NC
Zip	28601-7465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 28 PLAT 68-177
Legal Subdivision	WINDING CREEK
Legal Tract	28
Legal Lot Number	28
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	1
Census Block	1026
Census Tract	10302

Owner

860 38th Ave NE is owned and occupied by an individual who bought it in May 2026.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	860 38TH AVE NE, HICKORY, NC 28601-7465
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Construction Mortgage JOSEPH E MATTEWS III REVOCABLE TRUST
May 11, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
May 1, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on File
Deed Sale	May 11, 2026 · Amount on File
Prior Sale	May 1, 2023 · Amount on File
Deed Document Number	20269272
Deed Book / Page	4019 / 1210
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	860 38TH AVE NE, HICKORY, NC 28601-7465
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036520195
Date	Apr 26, 2021
Book Page	3652/195
Instrument	9709

Lender

Name	JOSEPH E MATTEWS III REVOCABLE TRUST
Type	Non-Lending Institution
Address	SPRING HILL, FL 34607

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 11, 2026
Property Address	860 38TH AVE NE, HICKORY, NC 28601-7465
Document Number	0000009272
Book / Page	4019 / 1210
Instrument Date	May 4, 2026
Instrument	2026.9272
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 38TH AVE NE, HICKORY, NC 28601-7465

Mortgage

Document Number	0000009273,
Date	May 11, 2026
Book Page	4019/1213
Instrument	2026.9273

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 1, 2023
Property Address	860 38TH AVE NE, HICKORY, NC 28601-7465
Document Number	0038070459
Book / Page	3807 / 459
Map Reference	MB 68 PG 177
Instrument Date	Apr 27, 2023
Instrument	7470
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6897 PIN OAKS DR, DENVER, NC 28037-7869

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0000007471
Date	May 1, 2023
Instrument	7471

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 860 38th Ave NE was $2,189, down 49.1% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Hickory City
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,200 (-) Land $33,400 Building $515,800
2025	$2,189.00 (-49.13%)	$549,200 Land $33,400 Building $515,800
2024	$4,303.00 (-1.31%)
2023	$4,360.00	$510,900 Land $33,400 Building $477,500	$549,200 Land $33,400 Building $515,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 860 38th Ave NE in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2011–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, Mudslides, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 860 38th Ave NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Verizon.

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