860 2nd St, Clermont, FL 34711 Property Records

Lake County property record for 860 2nd St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,260 sqft · built 2021
Lot Size	0.817 acres (35,595 sqft)
Owner	Individual Name on Record
Last Sale	$90,500 (May 2019)
Tax Bill	$6,030 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-22-25-0250-000-00100`

Property Details

APN / Parcel Number

Primary APN	`24-22-25-0250-000-00100`
Alternative APNs	`252224025000000100` `3803233`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,260 sqft Living Area
Gross Area	2,842 sqft
1st Floor Area	1,466 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2024
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	35,595 sqft (0.817 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	582 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3803233
Street Address	860 2ND ST
City	CLERMONT
State	FL
Zip	34711-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL LAKE AT CLERMONT PB 46 PG 19-20 LOT 1 ORB 5285 PG 1697 ORB 5406 PG 330
Legal Range	25E
Legal Township	22S
Legal Section	24
Legal Subdivision	CRYSTAL LAKE AT CLERMONT SUB
Legal Tract	0250
Legal Lot Number	1
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2036
Census Tract	31312

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	860 2ND ST, CLERMONT, FL 34711-2325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOGETHER CU
Jan 14, 2020	Intrafamily Transfer, Transfer · Construction Mortgage LAKE MICHIGAN CU
May 28, 2019	Warranty Deed, Transfer · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	Aug 19, 2004 · Amount on Record
Deed Document Number	201959371
Deed Book / Page	5285 / 1697
Last Transfer Date	Jan 10, 2020
Transfer Doc	0054060330
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	860 2ND ST, CLERMONT, FL 34711-2325
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	LP TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 2ND ST, CLERMONT, FL 34711-2325

Mortgage

Document Number	0058401521
Date	Nov 18, 2021
Book Page	5840/1521
Instrument	2021160892

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Jan 14, 2020
Property Address	860 2ND ST, CLERMONT, FL 34711-2325
Document Number	0054060330
Book / Page	5406 / 0330
Map Reference	MB 46 PG 19&20
Instrument Date	Jan 10, 2020
Instrument	2020005837
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	LP TITLE SERVICE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 BARBER RD, ORLANDO, FL 32809-6956

Mortgage

Document Number	0054060331
Date	Jan 14, 2020
Instrument	5406/0331

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 28, 2019
Property Address	860 2ND ST, CLERMONT, FL 34711-2325
Document Number	0052851697
Book / Page	005285 / 001697
Instrument Date	May 3, 2019
Instrument	59371
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$633.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1908 BARBER RD ORLANDO FL 328096956, ORLANDO, FL 32809-6956

Mortgage

Document Number	52851699
Date	May 28, 2019
Book Page	005285/001699
Instrument	59372

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.86%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,590 (+2.9%)	$449,783 (-) Land $165,000 Building $284,783
2025		$405,830 (+5.98%) Land $165,000 Building $240,830	$449,783 (+10.69%) Land $165,000 Building $284,783
2024	$6,030.00 (+1.79%)
2023	$5,924.00 (+2.92%) Homeowner's exemption	$382,920 (+3%)	$406,352 (+4.48%) Land $165,000 Building $241,352
2022	$5,756.00 Homeowner's exemption	$371,768	$388,938 Land $150,000 Building $238,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, T-Mobile, Xfinity.

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