860 13th St N, Naples, FL 34102 Property Records

Collier County property record for 860 13th St N, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	1,798 sqft · built 1951
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Mar 2021)
Tax Bill	$7,594 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`072700 I 234A34`

Property Details

APN / Parcel Number

Primary APN	`072700 I 234A34`
Alternative APNs	`11036440005019700I234` `11036440005`

Interior

Stories	2 Stories
Building Area	1,798 sqft Living Area
1st Floor Area	1,798 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2013
Construction Type	Masonry / Concrete Block
Lot Area	7,841 sqft (0.18 acres)
Pool Area	315 sqft
Deck Area	462 sqft

Location & Zoning

Street Address	860 13TH ST N
City	NAPLES
State	FL
Zip	34102-5437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	LAKE FOREST BLK I LOT 23
Legal Range	25
Legal Township	49
Legal Section	34
Legal Subdivision	LAKE FOREST
Legal Tract	072700
Legal Block	I
Legal Lot Number	23
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2011
Census Tract	200

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	860 13TH ST N, NAPLES, FL 34102-5437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit FINEMARK NATIONAL BANK & TRUST
Mar 8, 2021	Warranty Deed, Transfer · Commercial Mortgage FINEMARK NATIONAL BANK & TRUST
Dec 27, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Dec 29, 2017	Warranty Deed, Transfer SUNTZU BACCHUS LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2021 · Amount on Record
Deed Sale	Mar 8, 2021 · Amount on Record
Prior Sale	Dec 27, 2019 · Amount on Record
Deed Document Number	20216014220
Deed Book / Page	5904 / 1473
Prior Transfer Date	Jan 27, 1995
Prior Transfer Doc	2025001988
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	860 13TH ST N, NAPLES, FL 34102-5437
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062241524
Date	Mar 13, 2023
Book Page	6224/1524
Instrument	6374463

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank
Address	NAPLES, FL 34102

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 8, 2021
Property Address	860 13TH ST N, NAPLES, FL 34102-5437
Document Number	0059041473
Book / Page	5904 / 1473
Map Reference	MB 1 PG 99
Instrument Date	Mar 5, 2021
Instrument	6014220
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2841 GULFVIEW DR, 2841, NAPLES, FL 34112-5868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 13TH ST N, NAPLES, FL 34102-5437

Mortgage

Document Number	0059041475
Date	Mar 8, 2021
Instrument	5904/1475

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 27, 2019
Property Address	860 13TH ST N, NAPLES, FL 34102-5437
Document Number	0057110179
Book / Page	5711 / 0179
Map Reference	MB 1 PG 99
Instrument Date	Dec 24, 2019
Instrument	5808711
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2336 BROADWING CT, 2336, NAPLES, FL 34105-2559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 13TH ST N, NAPLES, FL 34102-5437

Mortgage

Document Number	0057110181
Date	Dec 27, 2019
Instrument	5711/0181

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 26, 2018
Property Address	860 13TH ST N, NAPLES, FL 34102-5437
Document Number	0055841102
Book / Page	005584 / 001102
Instrument Date	Dec 17, 2018
Instrument	5652653
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$5,687.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	860 13TH ST N NAPLES FL 341025437, NAPLES, FL 34102-5437

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 29, 2017
Property Address	860 13TH ST N, NAPLES, FL 34102-5437
Document Number	0054631402
Book / Page	005463 / 001402
Instrument Date	Dec 29, 2017
Instrument	5490195
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,347.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	860 13TH ST N NAPLES FL 341025437, NAPLES, FL 34102-5437

Mortgage

Document Number	54631404
Date	Dec 29, 2017
Book Page	005463/001404
Instrument	5490196

Lender

Name	SUNTZU BACCHUS LTD
Address	PO BOX 10, NAPLES, FL 34106-0010

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Dec 28, 2020

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$901,408 (+2.7%)	$1,353,916 (+0.86%) Land $585,292 Building $768,624
2025	$7,594.00 (+3.93%) Homeowner's exemption	$877,710 (+5.99%)	$1,342,358 (+25.48%) Land $771,840 Building $570,518
2023	$7,307.00 (-2.64%) Homeowner's exemption	$828,130 (+3%)	$1,069,756 (+4.04%) Land $594,960 Building $474,796
2022	$7,505.00 Homeowner's exemption	$804,010	$1,028,177 Land $523,404 Building $504,773

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	215 units insured incl. 24 condo units
Nearby Flood Claims	91 (1979–2022)
Claims Outside the SFHA	2 of 91
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 24 claims Hurricane Irma, Sep 2017 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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