1. Home
  2. Rhode Island
  3. Westerly
  4. Winnapaug Rd

86 Winnapaug Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 86 Winnapaug Rd, Westerly, RI 02891

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 597 sqft · built 1939
Lot Size0.36 acres (15,663 sqft)
Owner2 Individual Names on Record
Last Sale$599,000 (Aug 2025)
Tax Bill$3,848 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Jun 2022 Sale
Flood ZoneZone AE (high risk)
APNWEST M:152 B:67

Property Details

APN / Parcel Number

Primary APNWEST M:152 B:67
Alternative APNs
  • M:152 B:67 L
  • 6082710

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area597 sqft Living Area
Gross Area943 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,663 sqft (0.36 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number6082710
Street Address86 WINNAPAUG RD
CityWESTERLY
StateRI
Zip02891-3526
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block67
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1012
Census Tract51000

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address86 WINNAPAUG RD, WESTERLY, RI 02891-3526
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2025Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK
Jun 30, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2025 · Amount on Record
Deed SaleAug 13, 2025 · Amount on Record
Deed Book / Page2025 / 11063
Prior Transfer DateJun 30, 2022
Prior Transfer Doc2022-12064
Record UpdatedOct 29, 2026

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionWESTERLY RI
Recording DateAug 13, 2025
Property Address86 WINNAPAUG RD, WESTERLY, RI 02891-3526
Document Number2025-11063
Book / Page2025 / 11063
Instrument DateAug 13, 2025
Instrument2025-2646
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address86 WINNAPAUG RD, WESTERLY, RI 02891-3526

Mortgage

Document Number0020252647
DateAug 13, 2025
Instrument2025-2647
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJun 30, 2022
Property Address86 WINNAPAUG RD, WESTERLY, RI 02891-3526
Document Number2022-12064
Book / Page2022 / 12064
Instrument DateJun 30, 2022
Instrument2022-2850
Transaction TypeTransfer
Record UpdatedJul 14, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 WINNAPAUG RD, WESTERLY, RI 02891-3526

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,848.00 (+6.74%)$541,200 (+44.44%) Land $431,800 Building $109,400$605,886
2023$3,605.00 (+0.64%)$374,700 (-) Land $296,100 Building $78,600
2022$3,582.00$374,700 Land $296,100 Building $78,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 456 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
incl. 50 condo units
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winnapaug Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures