86 Willow Ave, Haverhill, MA 01835 Property Records

Essex County and Haverhill City property record for 86 Willow Ave, Haverhill, MA 01835

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 3,656 sqft · built 2019
Lot Size	12.7 acres (553,212 sqft)
Owner	2 Trust Names on File
Last Sale	$610,000 (Jun 2017)
Tax Bill	$3,554 (2019)
Deeds & Mortgages	Jan 2019 Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`768-779-9`

Property Details

APN / Parcel Number

Primary APN	`768-779-9`
Alternative APN	`HAVE M:0768 B:00779 L:9`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,656 sqft Living Area
Gross Area	9,344 sqft
Basement Area	2,488 sqft
Unfinished Basement	2,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	553,212 sqft (12.7 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	768-779-9
Street Address	86 WILLOW AVE
City	HAVERHILL
State	MA
Zip	01835-8357
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	779
Legal Lot Number	9
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	2
Census Block	2031
Census Tract	261102

Owner

86 Willow Ave, a rural home, is owner-occupied and held in a trust since June 2017.

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	86 WILLOW AVE, HAVERHILL, MA 01835-8357
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2019	Deed of Trust, Mortgage · Balloon Mortgage HAVERHILL BANK
Jun 9, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2017 · Amount on File
Deed Sale	Jun 9, 2017 · Amount on File
Prior Sale	Apr 16, 2010
Deed Document Number	2017185
Deed Book / Page	35929 / 202
Transfer Doc	35929-202
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	86 WILLOW AVE, HAVERHILL, MA 01835-8357
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037290-577
Date	Jan 24, 2019
Book Page	37290/577
Instrument	20190124002170

Lender

Name	HAVERHILL BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2039

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Jun 9, 2017
Property Address	86 WILLOW AVE, HAVERHILL, MA 01835-8357
Document Number	35929-202
Book / Page	035929 / 000202
Instrument Date	Jun 8, 2017
Instrument	1706090185
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,781.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	86 WILLOW AVE HAVERHILL MA 018358357, HAVERHILL, MA 01835-8357

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,052,690 (+2.75%) Land $281,890 Building $770,800	$871,055
2024		$1,024,506 (+10.77%) Land $276,106 Building $748,400
2023		$924,863 Land $240,863 Building $684,000
2019	$3,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Willow Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	20 units insured incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Willow Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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