Orange County and Mount Hope Town property record for 86 Whitlock Rd, Otisville, NY 10963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,325 sqft · built 2001 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Oct 2020) |
| Tax Bill | $11,610 (2024) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-1-121.22 |
| Primary APN | 5-1-121.22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,325 sqft Living Area |
| Gross Area | 3,309 sqft |
| 1st Floor Area | 2,325 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 69,696 sqft (1.6 acres) |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 2,000 sqft |
| Porch | Covered Porch |
| Porch Area | 1,065 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 5-1-121.22 |
|---|---|
| Street Address | 86 WHITLOCK RD |
| City | OTISVILLE |
| State | NY |
| Zip | 10963-3503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | UNFINISHED 2002 ASSMT |
| Legal Block | 1 |
| Legal Lot Number | 121.2 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MOUNT HOPE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11500 |
86 Whitlock Rd is owned and occupied by two individuals who bought it in October 2020.
Source: Orange County and Mount Hope Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 WHITLOCK RD, OTISVILLE, NY 10963-3503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2020 · Amount on File |
| Deed Sale | Oct 29, 2020 · Amount on File |
| Prior Sale | May 16, 2008 · Amount on File |
| Deed Document Number | 202058240 |
| Deed Book / Page | 14833 / 346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Oct 29, 2020 |
| Property Address | 86 WHITLOCK RD, OTISVILLE, NY 10963-3503 |
| Document Number | 0000058240 |
| Book / Page | 14833 / 346 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 20200058240 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 OLD ANVIL LN, MIDDLETOWN, NY 10940-2601 |
| Document Number | 0000058241 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 20200058241 |
| Name | WALDEN FEDERAL SAVINGS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
| Type Change Date | Nov 1, 2030 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
Source: Orange County and Mount Hope Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Mount Hope Town |
| Unified School District | Minisink Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199,750 Land $27,800 Building $171,950 | $605,300 | |
| 2024 | $11,610.00 | ||
| 2023 | $199,750 (-) Land $27,800 Building $171,950 | $512,200 (+10.27%) Land $71,285 Building $440,915 | |
| 2022 | $199,750 Land $27,800 Building $171,950 | $464,500 Land $64,646 Building $399,854 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Whitlock Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Whitlock Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 98.4% of New York |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
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