Lake County property record for 86 White Pine Ln, Lake Villa, IL 60046
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,296 sqft · built 1996 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,951 (2024) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-04-302-004 |
| Primary APN | 06-04-302-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 2,492 sqft |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Tri-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 86 WHITE PINE LN |
|---|---|
| City | LAKE VILLA |
| State | IL |
| Zip | 60046-6525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEVIEW ESTATES UNIT NO.II; LOT 12 |
| Legal Subdivision | PINEVIEW ESTATES UNIT NO.II |
| Legal Lot Number | 12 |
| Legal Unit | 2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | LAKE VILLA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 861011 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 86 WHITE PINE LN, LAKE VILLA, IL 60046-6525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONSUMERS CU |
| Jun 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 1997 |
| Deed Sale | Jan 3, 1997 |
| Deed Document Number | 19973917109 |
| Last Transfer Date | Aug 30, 2006 |
| Transfer Doc | 0006066965 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 86 WHITE PINE LN, LAKE VILLA, IL 60046-6525 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007949680 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 7949680 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 86 WHITE PINE LN, LAKE VILLA, IL 60046-6525 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0007800143 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 7800143 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Lake Villa Township |
| Municipality | Lake Villa Village |
| Secondary School District | Antioch Community High School District 117 (09 - 12) |
| Elementary School District | Lake Villa Community Consolidated School District 41 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $105,289 (+21.41%) Land $17,928 Building $87,361 | $315,898 (+21.41%) Land $53,789 Building $262,109 | |
| 2024 | $7,951.00 (+6.28%) | ||
| 2023 | $7,481.00 (+6.02%) | $86,723 (+8.38%) Land $14,767 Building $71,956 | $260,195 (+8.38%) Land $44,305 Building $215,890 |
| 2022 | $7,056.00 | $80,017 Land $13,593 Building $66,424 | $240,075 Land $40,783 Building $199,292 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2015–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE VILLA serves 8,829 people · EPA ID IL0970840 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures