Calloway County property record for 86 Westhaven Ln, Murray, KY 42071 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $345,000 (Dec 2025) |
| Tax Bill | $2,213 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-A-0015 |
| Primary APN | 023-A-0015 |
|---|---|
| Alternative APN |
|
| Account Number | 80211 |
|---|---|
| Street Address | 86 WESTHAVEN LN |
| City | MURRAY |
| State | KY |
| Zip | 42071-8369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 WESTHAVEN |
| Legal Lot Number | 15 |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | KIRKSEY |
| Census Block Group | 2 |
| Census Block | 2114 |
| Census Tract | 10200 |
Source: Calloway County records · APN 023-A-0015
Assessment roll updated November 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 86 WESTHAVEN LN, MURRAY, KY 42071-8369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2025 | Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK |
| Dec 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRSTTRUST HOME LOANS INC |
| Mar 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FINANCIAL SERVICES BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Prior Sale | Mar 24, 2020 · Amount on Record |
| Deed Document Number | 723784 |
| Deed Book / Page | 1527 / 414 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 86 WESTHAVEN LN, MURRAY, KY 42071-8369 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 86 WESTHAVEN LN, MURRAY, KY 42071-8369 |
| Document Number | 001495/729 |
|---|---|
| Date | Apr 22, 2025 |
| Book Page | 1495/729 |
| Instrument | 694814 |
| Name | THE MURRAY BANK |
|---|---|
| Type | Bank |
| Address | PO BOX 1300, MURRAY, KY 42071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 14, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Dec 30, 2025 |
| Property Address | 86 WESTHAVEN LN, MURRAY, KY 42071-8369 |
| Document Number | 001527/414 |
| Book / Page | 1527 / 414 |
| Map Reference | MB 49 PG 50 SL 4766 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 723784 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2026 |
| Title Company | HOME TEAM TITLE, HOME TEAM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 86 WESTHAVEN LN, MURRAY, KY 42071-8369 |
| Name | Verified Name |
|---|---|
| Address | 86 WESTHAVEN LN, MURRAY, KY 42071-8369 |
| Document Number | 0000723785 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 723785 |
| Name | FIRSTTRUST HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Mar 24, 2020 |
| Property Address | 86 WESTHAVEN LN, MURRAY, KY 42071-8369 |
| Document Number | 001247/560 |
| Book / Page | 1247 / 560 |
| Map Reference | MB 49 PG 50 SL 4766 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 640246 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $251.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 488 JONES SPARKMAN RD, MURRAY, KY 42071-8922 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 86 WESTHAVEN LN, MURRAY, KY 42071-8369 |
| Document Number | 0000640247 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 640247 |
| Name | COMMUNITY FINANCIAL SERVICES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
Source: Calloway County records · Assessment roll updated November 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Unified School District | Calloway County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,213.00 (-1.69%) | $251,000 (-) | $251,000 (-) |
| 2023 | $2,251.00 | $251,000 | $251,000 |
Source: FEMA National Flood Hazard Layer, Calloway County (21035C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210350102002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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