86 Waterhouse St, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh City property record for 86 Waterhouse St, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,097 sqft · built 1942
Lot Size	0.106 acres (4,640 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jul 2022)
Tax Bill	$6,271 (2026)
Deeds & Mortgages	Jul 2022 Sale Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`091300 221.11-9-16`

Property Details

APN / Parcel Number

Primary APN	`091300 221.11-9-16`
Alternative APN	`130022101100090160000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,097 sqft Living Area
1st Floor Area	1,097 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,640 sqft (0.106 acres)
Lot Dimensions	116 ft deep x 40 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	156 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	86 WATERHOUSE ST
City	PLATTSBURGH
State	NY
Zip	12901-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIN FR DWLG LOT
Legal Block	9
Legal Lot Number	16.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	1
Census Block	1002
Census Tract	102200

Owner

86 Waterhouse St is owned and occupied by an individual who bought it in July 2022.

Source: Clinton County and Plattsburgh City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	86 WATERHOUSE ST, PLATTSBURGH, NY 12901-3619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Warranty Deed, Transfer
Jan 15, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG
Jul 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on File
Deed Sale	Jul 12, 2022 · Amount on File
Prior Sale	Oct 14, 2014 · Amount on File
Deed Document Number	2022325799
Prior Transfer Date	Jul 7, 2017
Prior Transfer Doc	0000288487
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Jul 12, 2022
Property Address	86 WATERHOUSE ST, PLATTSBURGH, NY 12901-3619
Document Number	0000325799
Instrument Date	Jul 6, 2022
Instrument	20220-00325799
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 WATERHOUSE ST, PLATTSBURGH, NY 12901-3619

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Jan 15, 2021
Property Address	86 WATERHOUSE ST, PLATTSBURGH, NY 12901-3619
Document Number	0000313136
Instrument Date	Jan 5, 2021
Instrument	313136
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2752 STATE ROUTE 3 CADYVILLE NY 129181721, CADYVILLE, NY 12918-1721

Mortgage

Document Number	313137
Date	Jan 15, 2021
Instrument	313137

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON NY
Recording Date	Jul 31, 2017
Property Address	86 WATERHOUSE ST, PLATTSBURGH, NY 12901-3619
Document Number	0000288487
Instrument Date	Jul 18, 2017
Instrument	288487
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 WATERHOUSE ST PLATTSBURGH NY 129013619, PLATTSBURGH, NY 12901-3619

Tax Assessment & Valuation

The 2026 property tax bill for 86 Waterhouse St was $6,271, up 134.4% from the year before.

Source: Clinton County and Plattsburgh City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
Municipality	Plattsburgh City
Unified School District	Plattsburgh City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,271.00 (+134.43%)
2025	$2,675.00	$202,700 Land $19,700 Building $183,000	$202,700 Land $19,700 Building $183,000
2023		$167,500 Land $19,700 Building $147,800	$167,500 Land $19,700 Building $147,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Waterhouse St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Waterhouse St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CITY serves 24,173 people · EPA ID NY0900217
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Westelcom Networks.

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