86 Waterfork Rd, Ethridge, TN 38456 Property Records

Lawrence County property record for 86 Waterfork Rd, Ethridge, TN 38456

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,632 sqft · built 2024
Lot Size	7.35 acres (320,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$29,150 (Apr 2021)
Tax Bill	$1,173 (2025)
Deeds & Mortgages	Mar 2023 Construction Loan Jun 2025 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`050034 02213`

Property Details

APN / Parcel Number

Primary APN	`050034 02213`
Alternative APN	`034 02213`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	320,166 sqft (7.35 acres)
Terrain	Rolling
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	86 WATERFORK RD
City	ETHRIDGE
State	TN
Zip	38456-5824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 11
Legal Subdivision	WATERFORK ROAD
Jurisdiction	LAWRENCE TN
Township / Civil Division	12
Census Block Group	3
Census Block	3025
Census Tract	960300

Owner

Source: Lawrence County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 WATERFORK RD, ETHRIDGE, TN 38456-5824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Construction Mortgage LISTERHILL CU
Jun 23, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage LISTERHILL CU
Dec 27, 2023	Intrafamily Transfer, Transfer SECURITY TITLE COMPANY, SECURITY TITLE & ESCROW CO
Apr 16, 2021	Executor's Deed, Transfer
Apr 16, 2021	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Oct 18, 2011 · Amount on Record
Deed Document Number	20212484
Deed Book / Page	630 / 225
Last Transfer Date	Apr 21, 2025
Transfer Doc	0000078845
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	86 WATERFORK RD, ETHRIDGE, TN 38456-5824
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 BRIER HILL RD, ETHRIDGE, TN 38456-5204

Mortgage

Document Number	0000707640
Date	Mar 23, 2023
Book Page	707/640
Instrument	23001653

Lender

Name	LISTERHILL CU
Type	Credit Union
Address	MUSCLE SHOALS, AL 35661

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2024

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE TN
Recording Date	Jun 23, 2025
Property Address	86 WATERFORK RD, ETHRIDGE, TN 38456-5824
Document Number	0000078845
Book / Page	788 / 45
Instrument Date	Apr 21, 2025
Instrument	25003595
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	SECURITY TITLE COMPANY, SECURITY T&E CO LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 WATERFORK RD, ETHRIDGE, TN 38456-5824

Mortgage

Document Number	0025003596
Date	Jun 23, 2025
Instrument	25003596

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2055

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE TN
Recording Date	Dec 27, 2023
Property Address	86 WATERFORK RD, ETHRIDGE, TN 38456-5824
Document Number	0000732530
Book / Page	732 / 530
Instrument Date	Dec 19, 2023
Instrument	23006794
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 WATERFORK RD, ETHRIDGE, TN 38456-5824

April 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	LAWRENCE TN
Recording Date	Apr 16, 2021
Property Address	WATERFORK RD, ETHRIDGE, TN 38456
Document Number	0000630225
Book / Page	630 / 225
Map Reference	MB 237 PG 345
Instrument Date	Jan 20, 2021
Instrument	21002484
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Tax	$107.86
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2896 DODSON GAP RD, CULLEOKA, TN 38451-2330

April 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	LAWRENCE TN
Recording Date	Apr 16, 2021
Property Address	86 WATERFORK RD, ETHRIDGE, TN 38456-5824
Document Number	0000630225
Book / Page	630 / 225
Map Reference	MB 237 PG 345
Instrument Date	Jan 20, 2021
Instrument	21002484
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Tax	$107.86
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2896 DODSON GAP RD, CULLEOKA, TN 38451-2330

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,173.00 (+656.77%)	$58,350 (+655.34%) Land $7,725 Building $50,625
2023	$155.00	$7,725 (-) Land $7,725
2022	$155.00	$7,725 Land $7,725	$233,400 Land $30,900 Building $202,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERTOWN UTILITY DISTRICT serves 5,593 people · EPA ID TN0000676
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	2.19 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control May 2018
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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