86 Waterfall Trl, Nebo, NC 28761 Property Records

McDowell County property record for 86 Waterfall Trl, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,420 sqft · built 2015
Lot Size	3.26 acres (142,006 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Jul 2023)
Tax Bill	$3,626 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1637-00-62-5687`

Property Details

APN / Parcel Number

Primary APN	`1637-00-62-5687`
Alternative APNs	`70068` `80045`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,420 sqft Heated Area
Gross Area	4,423 sqft
1st Floor Area	1,420 sqft
Basement Area	956 sqft
Finished Basement	956 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	142,006 sqft (3.26 acres)
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80045
Street Address	86 WATERFALL TRL
City	NEBO
State	NC
Zip	28761-5535
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	3.26 AC LT 457 GRANDVIEW PKS PB24/71
Legal Subdivision	GRANDVIEW PEAKS
Legal Lot Number	457
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	2
Census Block	2032
Census Tract	970903

Owner

Source: McDowell County records · APN 1637-00-62-5687

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4394 LONGMEADOW LN, BEAVERCREEK, OH 45430-1858
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jun 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Feb 11, 2015 · Amount on Record
Deed Document Number	20233270
Deed Book / Page	1441 / 522
Prior Transfer Date	Jun 18, 2019
Prior Transfer Doc	0012770787
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 14, 2023
Property Address	86 WATERFALL TRL, NEBO, NC 28761-5535
Document Number	0014410522
Book / Page	1441 / 522
Map Reference	MB 24 PG 33
Instrument Date	Jul 05, 2023
Instrument	2023003270
Transaction Type	Transfer
Record Updated	Aug 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4648 FRINGETREE DR, MURRELLS INLET, SC 29576-6421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4394 LONGMEADOW LN, BEAVERCREEK, OH 45430-1858

Mortgage

Document Number	2023003271
Date	Jul 14, 2023
Instrument	2023003271

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Aug 01, 2026
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Max Rate	12.5%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 18, 2019
Property Address	86 WATERFALL TRL, NEBO, NC 28761-5535
Document Number	0012770787
Book / Page	001277 / 000787
Instrument Date	Jun 18, 2019
Instrument	2808
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	86 WATERFALL TRL NEBO NC 287615535, NEBO, NC 28761-5535

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,626.00 (+3.04%)	$534,860 (-) Land $65,000 Building $469,860
2023	$3,519.00 (+28.9%)	$534,860 (+30.83%) Land $65,000 Building $469,860	$534,860 (+30.83%) Land $65,000 Building $469,860
2022	$2,730.00	$408,820 Land $65,000 Building $343,820	$408,820 Land $65,000 Building $343,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 13, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Skyrunner, T-Mobile USA, Verizon.

Based on FCC filings for 30 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waterfall Trl

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