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86 Water Elm Walk, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 86 Water Elm Walk, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,130 sqft · built 2024
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$409,990 (Jun 2025)
Tax Bill$5,767 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010381-0410

Property Details

APN / Parcel Number

Primary APN010381-0410

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,130 sqft Living Area
Gross Area2,592 sqft
1st Floor Area1,180 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address86 WATER ELM WALK
CityST AUGUSTINE
StateFL
Zip32092-1399
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description124/75-80 BROOK FOREST PHASE 1A SILVERLEAF PARCEL 9 LOT 41 OR6161/1507
Legal Block1
Legal Lot Number41
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4004
Census Tract20907

Owner

86 Water Elm Walk is owned and occupied by two individuals who bought it in June 2025.

Source: St. Johns County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address86 WATER ELM WALK, SAINT AUGUSTINE, FL 32092-1399
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2025 · Amount on File
Deed SaleJun 5, 2025 · Amount on File
Deed Document Number202544328
Deed Book / Page6161 / 1507
Prior Transfer DateJun 24, 2024
Prior Transfer Doc0000056379
Record UpdatedSep 20, 2026

June 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 5, 2025
Property Address86 WATER ELM WALK, SAINT AUGUSTINE, FL 32092-1399
Document Number0061611507
Book / Page6161 / 1507
Map ReferenceMB 124 PG 75-80
Instrument DateJun 2, 2025
Instrument2025044328
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 WATER ELM WALK, ST AUGUSTINE, FL 32092-1399

Mortgage

Document Number0061611509
DateJun 5, 2025
Instrument6161/1509
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 86 Water Elm Walk was $5,767.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$352,678 (-12.59%) Land $80,000 Building $272,678$352,678 (-12.59%) Land $80,000 Building $272,678
2025$5,767.00 Homeowner's exemption$403,453$403,453 Land $80,000 Building $323,453

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Water Elm Walk in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Water Elm Walk is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Fiber		2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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