86 Walnut St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 86 Walnut St, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,049 sqft · built 1970
Lot Size	0.844 acres (36,756 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (May 2013)
Tax Bill	$16,111 (2026)
Deeds & Mortgages	Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`READ M:007.0-0000-0023.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:007.0-0000-0023.0`
Alternative APNs	`M:007.0=0000=0023.0` `100000000190` `100000000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,049 sqft Living Area
Gross Area	6,338 sqft
Basement Area	1,575 sqft
Unfinished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,756 sqft (0.844 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	100000000190
Street Address	86 WALNUT ST
City	READING
State	MA
Zip	01867-3948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1015
Census Tract	334100

Owner

86 Walnut St is owned and occupied by two individuals who acquired it in October 2020.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	86 WALNUT ST, READING, MA 01867-3948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2013 · Amount on File
Deed Sale	May 1, 2013 · Amount on File
Deed Book / Page	61723 / 579
Last Transfer Date	Oct 1, 2020
Transfer Doc	75836-483
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Oct 7, 2020
Property Address	86 WALNUT ST, READING, MA 01867-3948
Document Number	75836-483
Book / Page	75836 / 483
Instrument Date	Oct 1, 2020
Instrument	181995
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	75836-486
Date	Oct 7, 2020
Book Page	75836/486
Instrument	181996

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	277 Months
Due	Nov 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 86 Walnut St was $16,111, up 1.5% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,111.00 (+1.45%)	$1,470,000 (+5.44%) Land $615,000 Building $836,700	$1,571,659 (+8.02%)
2025	$15,880.00 (+1.11%)	$1,394,200 (+4.04%) Land $582,900 Building $811,300	$1,455,020 (+7.24%)
2024	$15,705.00 (+19.36%)	$1,340,000 (+28.22%) Land $559,900 Building $780,100	$1,356,790
2023	$13,158.00	$1,045,100 Land $504,800 Building $540,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Walnut St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1998)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 86 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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