86 Wallace St, Providence, RI 02909 Property Records

Providence City property record for 86 Wallace St, Providence, RI 02909

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,645 sqft · built 1922
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Apr 2010)
Tax Bill	$4,612 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`PROV M:104 L:243`

Property Details

APN / Parcel Number

Primary APN	`PROV M:104 L:243`
Alternative APNs	`P:1040243 L:0000` `1362`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,645 sqft Living Area
Gross Area	5,328 sqft
1st Floor Area	1,215 sqft
Basement Area	1,215 sqft
Unfinished Basement	1,215 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,000 sqft (0.092 acres)
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1362
Street Address	86 WALLACE ST
City	PROVIDENCE
State	RI
Zip	02909-3004
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-3
Legal Lot Number	243
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1004
Census Tract	1602

Owner

86 Wallace St, a triplex, is owned and occupied by an individual who acquired it in April 2022.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	86 WALLACE ST, PROVIDENCE, RI 02909-3004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Apr 12, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2010 · Amount on File
Deed Sale	Apr 30, 2010 · Amount on File
Prior Sale	Apr 26, 2005 · Amount on File
Deed Book / Page	9704 / 66
Last Transfer Date	Apr 7, 2022
Transfer Doc	013532-173
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	86 WALLACE ST, PROVIDENCE, RI 02909-3004
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014609-111
Date	Dec 18, 2025
Book Page	14609/111
Instrument	2025406591

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Apr 12, 2022
Property Address	86 WALLACE ST, PROVIDENCE, RI 02909-3004
Document Number	013532-173
Book / Page	13532 / 173
Instrument Date	Apr 7, 2022
Instrument	2022318064
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 WALLACE ST, PROVIDENCE, RI 02909-3004

Tax Assessment & Valuation

The 2025 property tax bill for 86 Wallace St was $4,612.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,612.00	$610,900 Land $128,000 Building $482,900
2023	$7,201.00 (+3.09%)	$392,400 (-) Land $72,000 Building $320,400
2022	$6,985.00	$392,400 Land $72,000 Building $320,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 86 Wallace St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 86 Wallace St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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