86 W State St, Shelby, OH 44875 Property Records

Richland County property record for 86 W State St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1950
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Jun 2006)
Tax Bill	$890 (2025)
Deeds & Mortgages	Jun 2006 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-08-082-01-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-082-01-000`
Alternative APN	`02097`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Foundation Type	Raised
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	130 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	20 sqft
Poultry House	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	86 W STATE ST
City	SHELBY
State	OH
Zip	44875-1074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3351 EX 5 FT TRI NE COR & 3352 19 FT TRI SW COR STATE ST
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	1
Census Block	1012
Census Tract	2600

Owner

Source: Richland County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	86 W STATE ST, SHELBY, OH 44875-1074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2006 · Amount on Record
Deed Sale	Jun 12, 2006 · Amount on Record
Prior Sale	Apr 9, 1998 · Amount on Record
Deed Document Number	20069954
Deed Book / Page	1653 / 671
Record Updated	Oct 29, 2026

June 2006: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	RICHLAND OH
Recording Date	Jun 12, 2006
Property Address	86 W STATE ST, SHELBY, OH 44875-1074
Document Number	01653/0671
Book / Page	1653 / 0671
Instrument Date	Jun 9, 2006
Instrument	200600009954
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	86 W STATE ST, SHELBY, OH 44875-1074

Mortgage

Document Number	200600009955
Date	Jun 12, 2006
Instrument	200600009955

Lender

Name	OWNIT MORTGAGE SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$890.00	$23,910 (-) Land $5,790 Building $18,120
2024	$890.00 (-2.73%) Homeowner's exemption	$23,910 (-) Land $5,790 Building $18,120
2023	$915.00 (-32.87%) Homeowner's exemption	$23,910 (+18.66%) Land $5,790 Building $18,120	$68,290 (+18.6%) Land $16,530 Building $51,760
2022	$1,363.00 Homeowner's exemption	$20,150 Land $5,640 Building $14,510
2020			$57,580 Land $16,110 Building $41,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	28 (1998–2013)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Apr 2013
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20