Forrest County property record for 86 Villa Dr, Petal, MS 39465
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,829 sqft · built 2011 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $750,000 (Nov 2018) |
| Tax Bill | $12,543 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jan 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-031B-05-009.01 |
| Primary APN | 3-031B-05-009.01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 4,829 sqft Living Area |
| 1st Floor Area | 4,124 sqft |
| 2nd Floor Area | 705 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Shingles |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Pool Area | 1,164 sqft |
| Patio Area | 254 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 43940 |
|---|---|
| Street Address | 86 VILLA DR |
| City | PETAL |
| State | MS |
| Zip | 39465-4120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT THE NE/COR OF LOT 42 OF THE CHATEAU ESTATES FIRST ADD SOUTH 89 DEG EAST 377.03 FOR POB NORTH 295.52 TO A SMALL BRANCH |
| Legal Range | 12W |
| Legal Township | 04N |
| Legal Section | 05 |
| Legal Subdivision | CHATEAU ESTATES |
| Legal Lot Number | 42 |
| Jurisdiction | FORREST MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10101 |
Source: Forrest County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 86 VILLA DR, PETAL, MS 39465-4120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2024 | Deed of Trust, Mortgage · Line of Credit MAGNOLIA STATE BANK |
| Jan 9, 2018 | Deed of Trust, Mortgage MAGNOLIA STATE BANK |
| Jun 21, 2018 | Deed of Trust, Mortgage RICHTON BANK AND TRUST COMPANY |
| May 12, 2020 | Deed of Trust, Mortgage HAMILTON MORTGAGE CORP |
| Nov 19, 2018 | Deed of Trust, Mortgage MAGNOLIA STATE BANK |
| Feb 1, 2019 | Deed of Trust, Mortgage HAMILTON MORTGAGE CORP |
| Nov 19, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2018 · Amount on Record |
| Deed Sale | Nov 19, 2018 · Amount on Record |
| Prior Sale | Apr 6, 2010 |
| Deed Document Number | 0012950257 |
| Deed Book / Page | 1295 / 0257 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 86 VILLA DR, PETAL, MS 39465-4120 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 86 VILLA DR, PETAL, MS 39465-4120 |
| Document Number | 002522/194 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | 2522/194 |
| Name | MAGNOLIA STATE BANK |
|---|---|
| Type | Bank |
| Address | PETAL, MS 39465 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Mar 25, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 86 VILLA DR, PETAL, MS 39465-4120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2157/363 |
|---|---|
| Date | Jan 9, 2018 |
| Book Page | 2157/363 |
| Instrument | 769813 |
| Name | MAGNOLIA STATE BANK |
|---|---|
| Type | Bank |
| Address | PETAL, MS 39465 |
| Amount | Amount Recorded |
|---|---|
| Term | 10 Months |
| Due | Nov 10, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 86 VILLA DR, PETAL, MS 39465-4120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2181/434 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 2181/434 |
| Instrument | 777476 |
| Name | RICHTON BANK AND TRUST COMPANY |
|---|---|
| Address | RICHTON, MS 39476 |
| Amount | Amount Recorded |
|---|---|
| Term | 7 Months |
| Due | Jan 19, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 86 VILLA DR, PETAL, MS 39465-4120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2283/110 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 2283/110 |
| Instrument | 804461 |
| Name | HAMILTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35209 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 86 VILLA DR, PETAL, MS 39465-4120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2205/322 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 2205/322 |
| Instrument | 783914 |
| Name | MAGNOLIA STATE BANK |
|---|---|
| Type | Bank |
| Address | PETAL, MS 39465 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Nov 16, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 86 VILLA DR, PETAL, MS 39465-4120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2215/209 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 2215/209 |
| Instrument | 786351 |
| Name | HAMILTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35209 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORREST MS |
| Recording Date | Nov 19, 2018 |
| Property Address | 86 VILLA DR, PETAL, MS 39465-4120 |
| Document Number | 1295/257 |
| Book / Page | 1295 / 257 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 783913 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 183 BEVERLY HILLS LOOP, 183, PETAL, MS 39465-7607 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 86 VILLA DR, PETAL, MS 39465-4120 |
Source: Forrest County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Forrest County |
| Municipality | Petal City |
| Unified School District | Petal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,543.00 (+19.17%) Homeowner's exemption | $72,723 (-88.67%) | $724,640 (+12.94%) Land $10,730 Building $713,910 |
| 2023 | $10,525.00 Homeowner's exemption | $641,600 (+894.93%) | $641,600 (%) Land $10,650 Building $630,950 |
| 2022 | $64,487 | $641,610 Land $10,660 Building $630,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1980–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETAL serves 9,509 people · EPA ID MS0180011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| defastlink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Telapex Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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