86 Venable Dr, Kilmarnock, VA 22482 Property Records

Lancaster County property record for 86 Venable Dr, Kilmarnock, VA 22482

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,041 sqft · built 1976
Lot Size	0.493 acres (21,475 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Aug 2023)
Tax Bill	$17 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23A 28 D 3`

Property Details

APN / Parcel Number

Primary APN	`23A 28 D 3`
Alternative APN	`5742`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,041 sqft Living Area
Gross Area	6,160 sqft
1st Floor Area	4,183 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1994
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,475 sqft (0.493 acres)
Driveway	Concrete Driveway

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	36 sqft
Patio Area	225 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5742
Street Address	86 VENABLE DR
City	KILMARNOCK
State	VA
Zip	22482-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ROLLING HILLS .493 AC LR23/1438
Legal Subdivision	ROLLING HILLS
Jurisdiction	LANCASTER VA
Township / Civil Division	4
Census Block Group	2
Census Block	2005
Census Tract	30200

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	86 VENABLE DR, KILMARNOCK, VA 22482-9506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC
Nov 6, 2020	Warranty Deed, Transfer · FHA Mortgage TIDEWATER HOME FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	20231438
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Recording Date	May 15, 2026
Property Address	86 VENABLE DR, KILMARNOCK, VA 22482-9506
Document Number	0000000960
Instrument Date	May 11, 2026
Instrument	2026960
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 COMPASS DR, HEATHSVILLE, VA 22473-4552

Mortgage

Document Number	0000000960,
Date	May 15, 2026
Instrument	2026960

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Oct 1, 2053

Interest

Rate	6.37%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Aug 16, 2023
Property Address	86 VENABLE DR, KILMARNOCK, VA 22482-9506
Document Number	0230001438
Instrument Date	Aug 9, 2023
Instrument	230001438
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	NOT AVAILABLE, HOMELAND TITLE STLMNT AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 VENABLE DR, KILMARNOCK, VA 22482-9506

Mortgage

Document Number	0230001439
Date	Aug 16, 2023
Instrument	230001439

Lender

Name	ATLANTIC COAST MORTGAGE LLC
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Nov 6, 2020
Property Address	86 VENABLE DR, KILMARNOCK, VA 22482-9506
Document Number	200002532
Instrument Date	Oct 29, 2020
Instrument	200002532
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 VENABLE DR, KILMARNOCK, VA 22482-9506

Mortgage

Document Number	200002533
Date	Nov 6, 2020
Instrument	200002533

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Municipality	Kilmarnock Town
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17.00 (-98.64%)	$327,000 (+64.24%) Land $27,500 Building $299,500	$327,000 (+64.24%) Land $27,500 Building $299,500
2023	$1,254.00	$199,100 (-) Land $27,500 Building $171,600	$199,100 (-) Land $27,500 Building $171,600
2022		$199,100 Land $27,500 Building $171,600
2021			$199,100 Land $27,500 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILMARNOCK serves 1,500 people · EPA ID VA4103600
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: All Points Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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