86 Valley Stream Ln, Naples, FL 34113 Property Records

Collier County property record for 86 Valley Stream Ln, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	1,668 sqft · built 1977
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Jun 2023)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`458200 22 135B20`

Property Details

APN / Parcel Number

Primary APN	`458200 22 135B20`
Alternative APN	`55052360002`

Interior

Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	86 VALLEY STREAM LN
City	NAPLES
State	FL
Zip	34113-7663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	LELY GOLF EST ST ANDREWS EAST BLK 22 LOT 13
Legal Range	26
Legal Township	50
Legal Section	20
Legal Subdivision	LELY GOLF EST ST ANDREWS EAST
Legal Tract	458200
Legal Block	22
Legal Lot Number	13
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3010
Census Tract	10801

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 BLUESTEM PL, 2C, NANTUCKET, MA 02554-2430
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Feb 23, 2000 · Amount on Record
Deed Document Number	20236411246
Deed Book / Page	6253 / 3297
Prior Transfer Date	Oct 13, 1994
Prior Transfer Doc	1997000228
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 2, 2023
Property Address	86 VALLEY STREAM LN, NAPLES, FL 34113-7663
Document Number	0062533297
Book / Page	6253 / 3297
Map Reference	MB 10 PG 98
Instrument Date	May 31, 2023
Instrument	6411246
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6133 SW 84TH LN, OCALA, FL 34476-9082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BLUESTEM PL APT 2C, 2C, NANTUCKET, MA 02554-2430

Mortgage

Document Number	0062533299
Date	Jun 2, 2023
Instrument	6253/3299

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	86 VALLEY STREAM LN, NAPLES, FL 34113-7663
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056710461
Date	Sep 6, 2019
Book Page	5671/0461
Instrument	5762428

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,773 (+3.75%) Land $257,984 Building $77,789	$335,773 (+0.43%) Land $257,984 Building $77,789
2025	$4,354.00 (+14.4%)	$323,641 (+113.24%)	$334,338 (-9.76%) Land $245,461 Building $88,877
2024	$3,806.00 (+136.54%)
2023	$1,609.00 (+0.31%) Homeowner's exemption	$151,771 (+3%)	$370,509 (+13.45%) Land $250,470 Building $120,039
2022	$1,604.00 Homeowner's exemption	$147,350	$326,588 Land $202,505 Building $124,083

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 264 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	574 units insured incl. 310 condo units
Nearby Flood Claims	44 (1985–2024)
Claims Outside the SFHA	5 of 44
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Seminole Tribe Of Florida Tropical Storm Nicole, Dec 2022 · 2 claims Hurricane Irma, Sep 2017 · 15 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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