86 Trafford Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 86 Trafford Ct, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,091 sqft · built 2025
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$822,800 (Apr 2025)
Tax Bill$2,515 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN002397-0160

Property Details

APN / Parcel Number

Primary APN002397-0160

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area3,091 sqft Living Area
Gross Area3,929 sqft
1st Floor Area3,091 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area838 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Open Porch
Porch Area380 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address86 TRAFFORD CT
CitySAINT JOHNS
StateFL
Zip32259-7157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description120/36-40 OXFORD ESTATES NORTH PHASE SEVEN LOT 16 OR6123/433
Legal SubdivisionOXFORD ESTATES NORTH PHASE SEVEN
Legal Block1
Legal Lot Number16
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1025
Census Tract20810

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address86 TRAFFORD CT, SAINT JOHNS, FL 32259-7157
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2025 · Amount on Record
Deed SaleApr 1, 2025 · Amount on Record
Prior SaleMar 28, 2024 · Amount on Record
Deed Document Number202525176
Deed Book / Page6123 / 433
Record UpdatedJun 8, 2026

April 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 1, 2025
Property Address86 TRAFFORD CT, SAINT JOHNS, FL 32259-7157
Document Number0061230433
Book / Page6123 / 433
Map ReferenceMB 120 PG 36
Instrument DateMar 27, 2025
Instrument2025025176
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyTOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,759.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address680 CROSSWATER PKWY, PONTE VEDRA, FL 32081-0768

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 TRAFFORD CT, SAINT JOHNS, FL 32259-7157

Mortgage

Document Number0006123435
DateApr 1, 2025
Instrument6123/435
Lender
NameSPACE COAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.75%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.75%
Max Rate10.7%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$643,078 (+296.96%) Land $162,000 Building $481,078$643,078 (+296.96%) Land $162,000 Building $481,078
2025$2,515.00 (+23.83%)$162,000 (-)$162,000 (-) Land $162,000
2024$2,031.00$162,000$162,000 Land $162,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 181 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

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