86 Thoma Pt Rd, Morganton, GA 30560 Property Records

Fannin County property record for 86 Thoma Pt Rd, Morganton, GA 30560

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 ba · 1,248 sqft · built 1984
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Nov 2020)
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0032 087E`

Property Details

APN / Parcel Number

Primary APN	`0032 087E`
Alternative APN	`5590`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,248 sqft Heated Area
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.389 acres)

Exterior Amenities

Porch	Porch
Porch Area	288 sqft
Deck Area	16 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5590
Old Parcel Number	0032087E
Street Address	86 THOMA POINT RD
City	MORGANTON
State	GA
Zip	30560
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RESIDENTIAL
Legal Description	8-2 LL308 DB1385-513* 0.39 AC
Legal Subdivision	CHARLOTTE MAE THOMA SUB
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3029
Census Tract	50500

Owner

Source: Fannin County records · APN 0032 087E

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1725 BELLE ISLE CIR NE, ATLANTA, GA 30329-2527
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Deed Document Number	2020-003060
Deed Book / Page	1385 / 513
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Nov 12, 2020
Property Address	86 THOMA POINT RD, MORGANTON, GA 30560
Document Number	001385/513
Book / Page	1385 / 513
Instrument Date	Nov 12, 2020
Instrument	2020-003060
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1725 BELLE ISLE CIR NE, ATLANTA, GA 30329-2527

Mortgage

Document Number	0000001385/0000000515
Date	Nov 17, 2020
Book Page	0000001385/0000000515

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Fannin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,675.00 (-35.29%)	$294,871 (+0.63%) Land $189,280 Building $105,591	$737,178 (+0.63%) Land $473,200 Building $263,978
2023		$293,038 (-0.62%) Land $189,280 Building $103,758	$732,596 (-0.62%) Land $473,200 Building $259,396
2022	$4,134.00	$294,881 Land $189,280 Building $105,601	$737,202 Land $473,200 Building $264,002

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fannin County (13111C), as of September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131110505003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	23 (2004–2021)
Claims Outside the SFHA	8 of 23
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Tropical Storm Zeta, Oct 2020 · 2 claims Severe Storms And Flooding, Dec 2015 · 12 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
TDS Telecom DSL	10 / 1

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 48 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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