86 Terri Ln, Cabot, AR 72023 Property Records

Lonoke County property record for 86 Terri Ln, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,962 sqft · built 2010
Lot Size	2.88 acres (125,453 sqft)
Owner	Owner Name on File
Last Sale	$207,000 (Apr 2011)
Tax Bill	$2,410 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-10388-001`

Property Details

APN / Parcel Number

Primary APN	`001-10388-001`
Alternative APN	`44754`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,962 sqft Living Area
1st Floor Area	1,962 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2010
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	125,453 sqft (2.88 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	800 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	278 sqft
Patio Area	220 sqft
Fence	Fence
Utility Building	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	86 TERRI LN
City	CABOT
State	AR
Zip	72023-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE (TR 10) LINCOLN TERRACE
Legal Range	09W
Legal Township	04N
Legal Section	34
Legal Subdivision	LINCOLN TERRACE
Legal Tract	10
Jurisdiction	LONOKE AR
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2005
Census Tract	20108

Owner

The current owner of 86 Terri Ln bought it in April 2011.

Source: Lonoke County records, as of October 17, 2025

Owner of Record	Owner Name on File
Mailing Address	86 TERRI LN, CABOT, AR 72023-9515
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage ARKANSAS FCU
Sep 20, 2017	Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU
Jan 15, 2020	Deed of Trust, Mortgage · VA Mortgage US BK
Aug 21, 2019	Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU
Oct 10, 2018	Deed of Trust, Mortgage · VA Mortgage US BK

Assessor's Deed Record

Last Sale	Apr 7, 2011 · Amount on File
Deed Sale	Apr 7, 2011 · Amount on File
Deed Document Number	2011-003596
Deed Book / Page	2011 / 03596
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	86 TERRI LN, CABOT, AR 72023-9515
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 TERRI LN, CABOT, AR 72023-9515

Mortgage

Document Number	0000013852
Date	Dec 6, 2022
Book Page	2022/13852
Instrument	2022-13852

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	LITTLE ROCK, AR 72221

Agreement

Amount	Amount on Record
Term	119 Months
Due	Nov 26, 2032

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	86 TERRI LN, CABOT, AR 72023-9515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009260
Date	Sep 20, 2017
Book Page	2017/09260

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72078

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Aug 26, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	86 TERRI LN, CABOT, AR 72023-9515
Document Number	0000000916
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 TERRI LN CABOT AR 720239515, CABOT, AR 72023-9515

Mortgage

Document Number	0000000916
Date	Jan 28, 2020
Instrument	916

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 27, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	86 TERRI LN, CABOT, AR 72023-9515
Document Number	0000008543
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 TERRI LN CABOT AR 720239515, CABOT, AR 72023-9515

Mortgage

Document Number	0000008543
Date	Aug 28, 2019
Instrument	8543

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72078

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 27, 2029

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	86 TERRI LN, CABOT, AR 72023-9515
Document Number	0000010185
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 TERRI LN CABOT AR 720239515, CABOT, AR 72023-9515

Mortgage

Document Number	0000010185
Date	Oct 17, 2018
Instrument	10185

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 16, 2033

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,510 Land $5,760 Building $46,750
2024	$2,410.00
2023	$2,410.00	$52,510 Land $5,760 Building $46,750	$262,550 Land $28,800 Building $233,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 86 Terri Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Terri Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people · EPA ID AR0000734
Water Source	Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terri Ln

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