Prospect Town property record for 86 Summit Rd, Prospect, CT 06712 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,938 sqft Living Area |
| Lot Size | 47,045 sqft (1.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $720,000 (2026) |
| Tax Bill | $10,007.00 (2025) |
| Primary APN | Z0265302 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,938 sqft Living Area |
| Basement Area | 1,557 sqft Basement |
| Unfinished Basement | 1,232 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 47,045 sqft (1.08 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | Z0265302 |
|---|---|
| Street Address | 86 SUMMIT RD |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1443 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 148 |
| Legal Lot Number | 86 |
| Jurisdiction | PROSPECT CT |
| Minor Civil Division | PROSPECT |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 347100 |
Source: Prospect Town records · APN Z0265302
Assessment roll updated June 25, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 SUMMIT RD, PROSPECT, CT 06712-1443 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer · Line of Credit US BANK |
| Dec 23, 2025 | Deed of Trust, Mortgage · Line of Credit EMM LOANS LLC |
| Oct 10, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Nov 13, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 26, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage ION BANK |
| May 26, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage ION BANK |
| May 23, 2022 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC |
| Feb 26, 2021 | Warranty Deed, Transfer |
| Feb 26, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 2026750 |
| Deed Book / Page | 939 / 467 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Jul 30, 2026 |
| Property Address | 86 SUMMIT RD, PROSPECT, CT 06712-1443 |
| Document Number | 0000000750 |
| Book / Page | 939 / 467 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 2026750 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 86 SUMMIT RD, PROSPECT, CT 06712-1443 |
| Date | Jul 30, 2026 |
|---|
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 86 SUMMIT RD, PROSPECT, CT 06712-1443 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000936-698 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 936/698 |
| Name | EMM LOANS LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 86 SUMMIT RD, PROSPECT, CT 06712-1443 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000930-290 |
|---|---|
| Date | Oct 10, 2024 |
| Book Page | 930/290 |
| Instrument | 2024-932 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 86 SUMMIT RD, PROSPECT, CT 06712-1443 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000925-224 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 925/224 |
| Instrument | 2023-1077 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 86 SUMMIT RD, PROSPECT, CT 06712-1443 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000891-151 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 891/151 |
| Instrument | 918 |
| Name | ION BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jun 01, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 86 SUMMIT RD, PROSPECT, CT 06712-1443 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000891-151 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 891/151 |
| Instrument | 918 |
| Name | ION BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jun 01, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | May 23, 2022 |
| Property Address | 86 SUMMIT RD, PROSPECT, CT 06712-1443 |
| Document Number | 000914-295 |
| Book / Page | 914 / 295 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022605 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 SUMMIT RD, PROSPECT, CT 06712-1443 |
| Document Number | 0002022606 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022-606 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Feb 26, 2021 |
| Property Address | 86 SUMMIT RD, PROSPECT, CT 06712-1443 |
| Document Number | 0000883-83 |
| Book / Page | 883 / 83 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 358 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Feb 26, 2021 |
| Property Address | 86 SUMMIT RD, PROSPECT, CT 06712-1443 |
| Document Number | 0000883-83 |
| Book / Page | 883 / 83 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 358 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Prospect Town records · Assessment roll updated June 25, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,007.00 | $391,370 (+30.61%) Land $84,980 Building $306,390 | $273,959 Land $59,486 Building $214,473 |
| 2024 | $10,007.00 (+4.62%) | ||
| 2023 | $9,565.00 (+185.86%) | $299,640 (+186.13%) Land $84,920 Building $214,720 | |
| 2022 | $3,346.00 | $104,720 Land $80,740 Building $23,980 |
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