86 Summit Rd, Mount Desert, ME 04660 Property Records

Hancock County and Mount Desert Town property record for 86 Summit Rd, Mount Desert, ME 04660 · Last verified August 2026

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	6 bd · 8 ba · 3,693 sqft · built 2018
Lot Size	0.34 acres (14,792 sqft)
Owner	Company Name on File
Tax Bill	$22,678 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTDS M:025 L:128`

Property Details

APN / Parcel Number

Primary APN	`MTDS M:025 L:128`
Alternative APN	`2050`

Interior

Bedrooms	6 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Total Rooms	15 Rooms
Stories	3 Stories
Building Area	3,693 sqft Living Area
Gross Area	7,832 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cottage
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	14,792 sqft (0.34 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	2050
Street Address	86 SUMMIT RD
City	MOUNT DESERT
State	ME
Zip	04660
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Subdivision	NORTHEAST HARBOR
Legal Lot Number	128
Jurisdiction	MOUNT DESERT ME
Township / Civil Division	MOUNT DESERT
Census Block Group	2
Census Block	2055
Census Tract	966000

Owner

Source: Hancock County and Mount Desert Town records · APN MTDS M:025 L:128

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	40 SAWMILL LN, GREENWICH, CT 06830-4039
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 09, 2014
Deed Sale	Oct 09, 2014
Deed Document Number	201415626
Deed Book / Page	6295 / 172
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOUNT DESERT ME
Property Address	86 SUMMIT RD, MOUNT DESERT, ME 04660
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069240894
Date	Nov 30, 2018
Book Page	06924/0894
Instrument	2018017521

Lender

Name	MORGAN STANLEY

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 30, 2048

Tax Assessment & Valuation

Source: Hancock County and Mount Desert Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Mount Desert Town
Elementary School District	Mount Desert (KG - 08)
Secondary School District	Mount Desert Community School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$22,678.00 (+2.07%)	$2,867,000 (+2%) Land $448,000 Building $2,419,000
2024	$22,219.00 (-7.25%)	$2,389,100 (-13.03%) Land $373,300 Building $2,015,800
2023	$23,955.00 (+8.46%)	$2,747,100 (-) Land $310,900 Building $2,436,200
2022	$22,087.00	$2,747,100 Land $310,900 Building $2,436,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (23009C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230099660002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force 2 of 18 on primary residences
Nearby Flood Claims	6 (1993–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2024, tidal / storm surge, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.