86 Stevens Ave, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 86 Stevens Ave, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	1,610 sqft · built 1959
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,200 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00331-0000-00250`

Property Details

APN / Parcel Number

Primary APN	`04-00331-0000-00250`
Alternative APN	`040033100250`

Interior

Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	040033100250
Street Address	86 STEVENS AVE
City	CEDAR GROVE
State	NJ
Zip	07009-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80X125
Legal Subdivision	MEADOWBROOK ESTATES
Legal Block	331
Legal Lot Number	250
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	4
Census Block	4010
Census Tract	21300

Owner

86 Stevens Ave is owned and occupied by two individuals.

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	86 STEVENS AVE, CEDAR GROVE, NJ 07009-1145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Nov 8, 2017	Grant Deed, Transfer · Conventional with PMI PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	86 STEVENS AVE, CEDAR GROVE, NJ 07009-1145
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031522
Date	Mar 28, 2022
Instrument	2022031522

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 8, 2017
Property Address	86 STEVENS AVE, CEDAR GROVE, NJ 07009-1145
Document Number	0000098189
Instrument Date	Nov 2, 2017
Instrument	98189
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 STEVENS AVE CEDAR GROVE NJ 070091145, CEDAR GROVE, NJ 07009-1145

Mortgage

Document Number	98196
Date	Nov 8, 2017
Instrument	98196

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 86 Stevens Ave was $10,200, up 2.8% from the year before.

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,600 (+80.08%) Land $343,000 Building $340,600	$683,600 (+80.08%) Land $343,000 Building $340,600
2025	$10,200.00 (+2.8%)	$379,600 Land $235,700 Building $143,900	$379,600 Land $235,700 Building $143,900
2024	$9,922.00
2023		$379,600 Land $235,700 Building $143,900	$379,600 Land $235,700 Building $143,900
2022	$9,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Stevens Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Stevens Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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