86 Squannacook Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 86 Squannacook Rd, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,841 sqft · built 1982
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Oct 2018)
Tax Bill	$6,913 (2025)
Deeds & Mortgages	Sep 2020 Transfer Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0112 B:000B L:007-1`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0112 B:000B L:007-1`
Alternative APN	`M:0112 B:000B L:007=1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,841 sqft Living Area
Gross Area	4,689 sqft
Basement Area	997 sqft
Unfinished Basement	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	86 SQUANNACOOK RD
City	SHIRLEY
State	MA
Zip	01464-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	B
Legal Lot Number	7-1
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	1
Census Block	1005
Census Tract	388200

Owner

86 Squannacook Rd is owned and occupied by an individual who acquired it in September 2020.

Source: Middlesex County and Shirley Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	86 SQUANNACOOK RD, SHIRLEY, MA 01464-2323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 23, 2020	Deed of Trust, Mortgage · Conventional with PMI ROSS MTG CO INC
Nov 5, 2019	Deed of Trust, Mortgage · Conventional with PMI ROSS MTG CO INC
Oct 25, 2018	Quit Claim Deed, Transfer · Conventional with PMI ROSS MTG CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2018 · Amount on File
Deed Sale	Oct 25, 2018 · Amount on File
Deed Book / Page	71791 / 455
Last Transfer Date	Sep 28, 2020
Transfer Doc	75752-250
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Sep 29, 2020
Property Address	86 SQUANNACOOK RD, SHIRLEY, MA 01464-2323
Document Number	75752-250
Book / Page	075752 / 000250
Instrument Date	Sep 28, 2020
Instrument	174083
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 SQUANNACOOK RD SHIRLEY MA 014642323, SHIRLEY, MA 01464-2323

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	86 SQUANNACOOK RD, SHIRLEY, MA 01464-2323
Document Number	75221-22
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 SQUANNACOOK RD SHIRLEY MA 014642323, SHIRLEY, MA 01464-2323

Mortgage

Document Number	75221-22
Date	Jul 28, 2020
Book Page	075221/000022
Instrument	123319

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	86 SQUANNACOOK RD, SHIRLEY, MA 01464-2323
Document Number	73626-117
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 SQUANNACOOK RD SHIRLEY MA 014642323, SHIRLEY, MA 01464-2323

Mortgage

Document Number	73626-117
Date	Nov 12, 2019
Book Page	073626/000117
Instrument	175810

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Oct 25, 2018
Property Address	86 SQUANNACOOK RD, SHIRLEY, MA 01464-2323
Document Number	71791-455
Book / Page	071791 / 000455
Instrument Date	Sep 26, 2018
Instrument	164052
Transaction Type	Transfer
Record Updated	Nov 21, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 SQUANNACOOK RD SHIRLEY MA 014642323, SHIRLEY, MA 01464-2323

Mortgage

Document Number	71791-459
Date	Oct 25, 2018
Book Page	071791/000459
Instrument	164053

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 86 Squannacook Rd was $6,913, up 2% from the year before.

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,913.00 (+2.01%)	$533,000 (+6.73%) Land $136,700 Building $396,300	$582,825
2024	$6,777.00 (+7.04%)	$499,400 (+11.85%) Land $125,000 Building $374,400
2023	$6,331.00	$446,500 Land $125,000 Building $321,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Squannacook Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Squannacook Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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