86 Spruce Ct, Sapphire, NC 28774 Property Records

Jackson County property record for 86 Spruce Ct, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,532 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on File
Last Sale	$353,000 (Jan 2020)
Tax Bill	$2,384 (2025)
Deeds & Mortgages	Mar 2024 Transfer Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7592-86-9622`

Property Details

APN / Parcel Number

Primary APN	`7592-86-9622`
Alternative APN	`118136`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,532 sqft Heated Area
1st Floor Area	1,224 sqft
Upper Floors Area	1,308 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	834 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	86 SPRUCE CT
City	SAPPHIRE
State	NC
Zip	28774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 206 UN 1 HOLLY FOREST
Legal Subdivision	HOLLY FOREST
Legal Lot Number	206
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1094
Census Tract	950900

Owner

86 Spruce Ct is held in a trust since February 2024.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	17881 BONIELLO DR, BOCA RATON, FL 33496-1552
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Intrafamily Transfer, Transfer
Jan 6, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 21, 2020	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2020 · Amount on File
Deed Sale	Jan 21, 2020 · Amount on File
Prior Sale	Jan 6, 2020 · Amount on File
Deed Book / Page	2259 / 1013
Last Transfer Date	Feb 13, 2024
Transfer Doc	0023731897
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Mar 18, 2024
Property Address	86 SPRUCE CT, SAPPHIRE, NC 28774
Document Number	0023731897
Book / Page	2373 / 1897
Map Reference	MB 2258 PG 525
Instrument Date	Feb 13, 2024
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17881 BONIELLO DR, BOCA RATON, FL 33496-1552

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 6, 2020
Property Address	86 SPRUCE CT, SAPPHIRE, NC 28774
Document Number	0022580525
Book / Page	002258 / 000525
Instrument Date	Jan 6, 2020
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$706.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17881 BONIELLO DR BOCA RATON FL 334961552, BOCA RATON, FL 33496-1552

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 21, 2020
Property Address	86 SPRUCE CT, SAPPHIRE, NC 28774
Document Number	0022591013
Book / Page	002259 / 001013
Instrument Date	Jan 6, 2020
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$706.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17881 BONIELLO DR BOCA RATON FL 334961552, BOCA RATON, FL 33496-1552

Tax Assessment & Valuation

The 2025 property tax bill for 86 Spruce Ct was $2,384.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$627,502 (-) Land $28,500 Building $599,002
2025	$2,384.00	$627,502 Land $28,500 Building $599,002
2023	$1,326.00	$349,070 Land $25,000 Building $324,070

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 86 Spruce Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Spruce Ct is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD SAPPHIRE private · serves 3,873 people · EPA ID NC0150113
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Uranium resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon, Vyve Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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