Cumberland Town property record for 86 Spring St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 968 sqft · built 2004 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Mar 2019) |
| Tax Bill | $4,150 (2026) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9963-08 |
| Primary APN | 9963-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| Gross Area | 2,488 sqft |
| 1st Floor Area | 968 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,008 sqft (0.092 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 9963-08 |
|---|---|
| Street Address | 86 SPRING ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 265 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 11403 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 86 SPRING ST, CUMBERLAND, RI 02864-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 22, 2019 | Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG |
| Apr 27, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2019 · Amount on Record |
| Deed Sale | Mar 22, 2019 · Amount on Record |
| Prior Sale | Apr 27, 2018 · Amount on Record |
| Deed Book / Page | 1797 / 443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Mar 22, 2019 |
| Property Address | 86 SPRING ST, CUMBERLAND, RI 02864-1822 |
| Document Number | 1797-443 |
| Book / Page | 001797 / 000443 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 SPRING ST CUMBERLAND RI 028641822, CUMBERLAND, RI 02864-1822 |
| Document Number | 1797-445 |
|---|---|
| Date | Mar 22, 2019 |
| Book Page | 001797/000445 |
| Name | STEARNS LNDG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Apr 27, 2018 |
| Property Address | 86 SPRING ST, CUMBERLAND, RI 02864-1822 |
| Document Number | 1771-449 |
| Book / Page | 001771 / 000449 |
| Instrument Date | Apr 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7 15TH AVE WARWICK RI 028868418, WARWICK, RI 02886-8418 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,150.00 (-0.55%) | $414,600 (+21.91%) Land $186,500 Building $228,100 | $472,913 |
| 2025 | $4,173.00 (+5.59%) | $340,100 (-) Land $123,100 Building $217,000 | |
| 2023 | $3,952.00 (+0.48%) | $340,100 (+29.61%) Land $123,100 Building $217,000 | |
| 2022 | $3,933.00 | $262,400 Land $86,100 Building $176,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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