Suffolk County and Islip Town property record for 86 Smith St, Central Islip, NY 11722
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,337 (2024) |
| Deeds & Mortgages | Apr 2023 Refinance Feb 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 141.-2-64 |
| Primary APN | 472889 141.-2-64 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Account Number | 386080 |
|---|---|
| Street Address | 86 SMITH ST |
| City | CENTRAL ISLIP |
| State | NY |
| Zip | 11722-4128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | EDZ X2219865Y202988 T024H00000000 |
| Legal Subdivision | MAP OF BRIGHTSIDES |
| Legal Block | 1000 |
| Legal Lot Number | 200 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 146203 |
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 86 SMITH ST, CENTRAL ISLIP, NY 11722-4128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Feb 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 23, 2016 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 86 SMITH ST, CENTRAL ISLIP, NY 11722-4128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235000309 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 23500/309 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 86 SMITH ST, CENTRAL ISLIP, NY 11722-4128 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0233840408 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 23384/408 |
| Instrument | DM066652 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 86 SMITH ST, CENTRAL ISLIP, NY 11722-4128 |
| Document Number | 0231910155 |
| Instrument Date | Aug 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 86 SMITH ST CENTRAL ISLIP NY 117224128, CENTRAL ISLIP, NY 11722-4128 |
| Document Number | 0231910155 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 023191/000155 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 86 SMITH ST, CENTRAL ISLIP, NY 11722-4128 |
| Document Number | 0227790785 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 86 SMITH ST CENTRAL ISLIP NY 117224128, CENTRAL ISLIP, NY 11722-4128 |
| Document Number | 0227790785 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 022779/000785 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 408 Months |
| Due | Jan 18, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Central Islip Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,850 (-) Land $4,800 Building $21,050 | $364,085 (-) Land $67,606 Building $296,479 | |
| 2024 | $8,337.00 | $364,085 (+2.54%) Land $67,606 Building $296,479 | |
| 2023 | $25,850 Land $4,800 Building $21,050 | $355,082 Land $65,934 Building $289,148 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1980) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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