Laurel County property record for 86 Settles Ln, Lily, KY 40740
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,000 (Sep 1988) |
| Tax Bill | $205 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-00-00-024.00 |
| Primary APN | 110-00-00-024.00 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 2 Rooms |
|---|---|
| Stories | 1 Story |
| Exterior Material | Vinyl |
|---|---|
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 340668 |
|---|---|
| Street Address | 86 SETTLES LN |
| City | LILY |
| State | KY |
| Zip | 40740-3267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 1 ACRE & HOUSE & GARAGE |
| Jurisdiction | LAUREL KY |
| Township / Civil Division | CAMP GROUND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970900 |
86 Settles Ln is owned and occupied by two individuals who bought it in September 1988.
Source: Laurel County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 SETTLES LN, LILY, KY 40740-3267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1988 · Amount on File |
| Deed Sale | Sep 1, 1988 · Amount on File |
| Deed Document Number | 160439 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 86 Settles Ln was $205 with a homeowner's exemption.
Source: Laurel County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Laurel County |
| Unified School District | Laurel County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $205.00 Homeowner's exemption | $75,500 Land $10,000 Building $65,500 | $75,500 Land $10,000 Building $65,500 |
| 2023 | $383.00 | $48,500 | $48,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Settles Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 86 Settles Ln is high, ranking above 79% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 92% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LAUREL WATER DISTRICT serves 16,062 people · EPA ID KY0630797 |
|---|---|
| Water Source | Purchased surface water from WOOD CREEK WATER DISTRICT |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Zetalink.
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