86 Seneca St, Dresden, NY 14441 Property Records

Yates County and Torrey Town property record for 86 Seneca St, Dresden, NY 14441

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,525 sqft · built 1875
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Aug 2011)
Tax Bill	$3,323 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0238-000`

Property Details

APN / Parcel Number

Primary APN	`0238-000`
Alternative APNs	`360104006900010330000000` `573601 40.69-1-33`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,525 sqft Living Area
1st Floor Area	1,441 sqft
Upper Floors Area	336 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	278 ft deep x 77 ft wide
Garage Type	Detached
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	488 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0238-000
Street Address	86 SENECA ST
City	DRESDEN
State	NY
Zip	14441-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VILLAGE MADE
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	YATES NY
Township / Civil Division	TORREY
Census Block Group	1
Census Block	1030
Census Tract	150102

Owner

Source: Yates County and Torrey Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 294, DRESDEN, NY 14441-0294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Unknown CITIZENS BANK NA
Aug 26, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RELIANT COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2011 · Amount on Record
Deed Sale	Aug 26, 2011 · Amount on Record
Deed Book / Page	632 / 154
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	86 SENECA ST, DRESDEN, NY 14441-9702
Transaction Type	Mortgage
Record Updated	Jan 31, 2023
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 SENECA ST, DRESDEN, NY 14441-9702

Mortgage

Document Number	0202210092
Date	Nov 1, 2022
Instrument	2022-10092

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Unknown
Amount	Amount Recorded
Term	299 Months
Due	Oct 4, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	86 SENECA ST, DRESDEN, NY 14441-9702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2020/6
Date	Aug 26, 2020
Book Page	MT 2020/6
Instrument	2020-00002006

Lender

Name	RELIANT COMMUNITY FCU
Type	Credit Union
Address	SODUS, NY 14551

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 20, 2027

Tax Assessment & Valuation

Source: Yates County and Torrey Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Torrey Town
Municipality	Dresden Village
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,323.00 (+7.09%) Homeowner's exemption
2025	$3,103.00 (+45.95%)	$121,700 (+48.05%) Land $19,300 Building $102,400	$135,222 (+23.38%) Land $21,444 Building $113,778
2023		$82,200 Land $19,300 Building $62,900	$109,600 Land $25,733 Building $83,867
2020	$2,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2021–2026)
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRESDEN VILLAGE serves 720 people · EPA ID NY6101261
Water Source	Purchased surface water from PENN YAN VILLAGE
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100

May also be available: Empire Long Distance, T-Mobile.

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