Middlefield Town property record for 86 School St, Middlefield, CT 06455
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,526 sqft · built 2000 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,691 (2025) |
| Deeds & Mortgages | Jan 2025 Refinance Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MFLD M:5 L:73-1 |
| Primary APN | MFLD M:5 L:73-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,526 sqft Living Area |
| Gross Area | 3,269 sqft |
| 1st Floor Area | 925 sqft |
| Basement Area | 925 sqft |
| Unfinished Basement | 925 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 65,340 sqft (1.5 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 497400 |
|---|---|
| Street Address | 86 SCHOOL ST |
| City | MIDDLEFIELD |
| State | CT |
| Zip | 06455-1047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MD |
| Legal Lot Number | 73-1 |
| Jurisdiction | MIDDLEFIELD CT |
| Township / Civil Division | MIDDLEFIELD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 580100 |
Source: Middlefield Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 86 SCHOOL ST, MIDDLEFIELD, CT 06455-1047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION |
| Oct 10, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLEFIELD CT |
| Property Address | 86 SCHOOL ST, MIDDLEFIELD, CT 06455-1047 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000352-54 |
|---|---|
| Date | Jan 2, 2025 |
| Book Page | 352/54 |
| Instrument | 2025000007 |
| Name | DUTCH POINT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Feb 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLEFIELD CT |
| Property Address | 86 SCHOOL ST, MIDDLEFIELD, CT 06455-1047 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 330-863 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 330/863 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 1, 2042 |
Source: Middlefield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Middlefield Town |
| Unified School District | Regional School District 13 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,691.00 | $258,100 (-) Land $102,400 Building $155,700 | $180,670 Land $71,680 Building $108,990 |
| 2024 | $7,691.00 (+5.52%) | ||
| 2023 | $7,289.00 (+2.47%) | $258,100 (-) Land $102,400 Building $155,700 | |
| 2022 | $7,113.00 | $258,100 Land $102,400 Building $155,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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