86 School St, Damariscotta, ME 04543 Property Records

Lincoln County and Damariscotta Town property record for 86 School St, Damariscotta, ME 04543

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,925 sqft · built 1880
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,800 (Dec 2023)
Tax Bill	$6,048 (2025)
Deeds & Mortgages	Mar 2022 Refinance Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:001 L:050=005`

Property Details

APN / Parcel Number

Primary APN	`M:001 L:050=005`
Alternative APNs	`DAMA M:001 L:050-005` `1479`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,925 sqft Living Area
1st Floor Area	644 sqft
Basement Area	192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	131,551 sqft (3.02 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1479
Street Address	86 SCHOOL ST
City	DAMARISCOTTA
State	ME
Zip	04543-4625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	50-5
Jurisdiction	DAMARISCOTTA ME
Township / Civil Division	DAMARISCOTTA
Census Block Group	4
Census Block	4003
Census Tract	975300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Damariscotta Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	852 OCEAN AVE, PORTLAND, ME 04103-4714
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Nov 25, 2025	Quit Claim Deed, Transfer
Dec 14, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
May 3, 2018	Deed of Trust, Mortgage CAMDEN NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Prior Sale	May 8, 2018 · Amount on Record
Deed Document Number	2023102027
Deed Book / Page	6066 / 87
Last Transfer Date	Aug 14, 2025
Transfer Doc	0062530308
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAMARISCOTTA ME
Property Address	86 SCHOOL ST, DAMARISCOTTA, ME 04543-4625
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058610107
Date	Mar 22, 2022
Book Page	5861/107
Instrument	85435

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2047

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAMARISCOTTA ME
Recording Date	Nov 25, 2025
Property Address	86 SCHOOL ST, DAMARISCOTTA, ME 04543-4625
Document Number	0062910280
Book / Page	6291 / 280
Instrument Date	Nov 20, 2025
Instrument	120129
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	852 OCEAN AVE, PORTLAND, ME 04103-4714

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAMARISCOTTA ME
Recording Date	Dec 14, 2023
Property Address	86 SCHOOL ST, DAMARISCOTTA, ME 04543-4625
Document Number	0060660087
Book / Page	6066 / 87
Instrument Date	Dec 14, 2023
Instrument	102027
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 OCEAN AVE, PORTLAND, ME 04103-4714

Mortgage

Document Number	0000102028
Date	Dec 14, 2023
Instrument	102028

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAMARISCOTTA ME
Property Address	86 SCHOOL ST, DAMARISCOTTA, ME 04543-4625
Document Number	0000267872
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	86 SCHOOL ST DAMARISCOTTA ME 045434625, DAMARISCOTTA, ME 04543-4625

Mortgage

Document Number	0000267872
Date	May 8, 2018
Book Page	000026/037872
Instrument	5254

Lender

Name	CAMDEN NAT'L BK
Type	Bank
Address	ROCKPORT, ME 04856

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 7, 2033

Tax Assessment & Valuation

Source: Lincoln County and Damariscotta Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Damariscotta Town
Secondary School District	Damariscotta (09 - 12)
Elementary School District	Great Salt Bay Community School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,048.00 (+13.66%)	$287,600 (-) Land $98,200 Building $189,400
2024	$5,321.00 (+32.89%)	$287,600 (+19.58%) Land $98,200 Building $189,400
2022	$4,004.00	$240,500 Land $81,900 Building $158,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 3 condo units
Nearby Flood Claims	6 (2018–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Tidewater O.P.E.N. Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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