Merrimack County and Concord City property record for 86 School St, Concord, NH 03301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,434 sqft · built 1900 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $350,000 (Aug 2017) |
| Tax Bill | $11,493 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CNCD M:7322Z B:74 |
| Primary APN | CNCD M:7322Z B:74 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,434 sqft Living Area |
| Gross Area | 4,691 sqft |
| 1st Floor Area | 1,230 sqft |
| Attic | Attic |
| Attic Area | 785 sqft |
| Basement Area | 1,230 sqft |
| Unfinished Basement | 1,230 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Street Address | 86 SCHOOL ST |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-3816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RN |
| Legal Block | 74 |
| Legal Lot Number | 13 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 32800 |
Source: Merrimack County and Concord City assessment roll, APN CNCD M:7322Z B:74, as of April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 10 NORTHERN BLVD, 1, AMHERST, NH 03031-2328 |
| Owner Type | Company |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional with PMI MR COOPER |
| Aug 28, 2017 | Warranty Deed, Transfer · Conventional with PMI REGENCY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2017 · Amount on Record |
| Deed Sale | Aug 28, 2017 · Amount on Record |
| Deed Document Number | 201716051 |
| Deed Book / Page | 3568 / 106 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 86 SCHOOL ST, CONCORD, NH 03301-3816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000030392 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 3770/2462 |
| Instrument | 202100030392 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 86 SCHOOL ST, CONCORD, NH 03301-3816 |
| Document Number | 0036900017 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 86 SCHOOL ST CONCORD NH 033013816, CONCORD, NH 03301-3816 |
| Document Number | 0036900017 |
|---|---|
| Date | Aug 06, 2020 |
| Book Page | 003690/000017 |
| Instrument | 16306 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 05, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Aug 28, 2017 |
| Property Address | 86 SCHOOL ST, CONCORD, NH 03301-3816 |
| Document Number | 0035680106 |
| Book / Page | 003568 / 000106 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 16051 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 60 CHURCH ST CONCORD NH 033014550, CONCORD, NH 03301-4550 |
| Document Number | 35680107 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 003568/000107 |
| Instrument | 16052 |
| Name | REGENCY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOOKSETT, NH 03106 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2047 |
Source: Merrimack County and Concord City assessment roll as of April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,493.00 (+8.85%) | $394,800 (+0.43%) Land $117,300 Building $277,500 | |
| 2023 | $10,559.00 (+3.75%) | $393,100 (-) Land $117,300 Building $275,800 | $563,350 |
| 2022 | $10,177.00 | $393,100 Land $117,300 Building $275,800 |
Source: FEMA National Flood Hazard Layer, Merrimack County (33013C), as of January 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 159 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cogeco Cable Holdings II Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Consolidated Communications.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system NH0501010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CONCORD WATER DEPT serves 44,215 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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