86 Sandra St, Cloverdale, IN 46120 Property Records

Putnam County property record for 86 Sandra St, Cloverdale, IN 46120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,519 sqft · built 1964
Lot Size	0.372 acres (16,204 sqft)
Owner	Individual Name on File
Last Sale	$221,665 (Oct 2021)
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`67-12-36-401-029.000-003`

Property Details

APN / Parcel Number

Primary APN	`67-12-36-401-029.000-003`
Alternative APNs	`02251117000` `00000025280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,519 sqft Living Area
1st Floor Area	1,519 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2020
Construction Type	Brick
Foundation Type	Raised
Roof Material	Metal
Lot Area	16,204 sqft (0.372 acres)
Lot Dimensions	135 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000025280
Street Address	86 SANDRA ST
City	CLOVERDALE
State	IN
Zip	46120-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	A G LEWIS LOT 18.
Legal Subdivision	A G LEWIS ADDITION
Legal Lot Number	18
Jurisdiction	PUTNAM IN
Township / Civil Division	CLOVERDALE
Census Block Group	4
Census Block	4024
Census Tract	956500

Owner

86 Sandra St is owned and occupied by an individual who bought it in October 2021.

Source: Putnam County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	86 SANDRA ST, CLOVERDALE, IN 46120-9624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	Jun 18, 2012 · Amount on File
Deed Document Number	20216937
Prior Transfer Date	Jan 6, 2012
Prior Transfer Doc	0000003058
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IN
Recording Date	Oct 25, 2021
Property Address	86 SANDRA ST, CLOVERDALE, IN 46120-9624
Document Number	0000006937
Map Reference	PB5 PG118-119
Instrument Date	Oct 22, 2021
Instrument	2021006937
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 SANDRA ST, CLOVERDALE, IN 46120-9624

Mortgage

Document Number	0000006938
Date	Oct 25, 2021
Instrument	2021006938

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 86 Sandra St was $1,242 with a homeowner's exemption, up 10.4% from the year before.

Source: Putnam County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Putnam County
County Subdivision	Cloverdale Township
Municipality	Cloverdale Town
Unified School District	Cloverdale Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,242.00 (+10.4%) Homeowner's exemption	$191,600 Land $18,700 Building $172,900	$191,600 Land $18,700 Building $172,900
2024	$1,125.00
2023		$145,100 (+0.97%) Land $18,700 Building $126,400	$145,100 (+0.97%) Land $18,700 Building $126,400
2022	$1,076.00	$143,700 Land $18,700 Building $125,000	$143,700 Land $18,700 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Sandra St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Sandra St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLOVERDALE WATER WORKS serves 2,225 people · EPA ID IN5267003
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Endeavor Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20