St. Johns County property record for 86 Sanchez Dr E, Ponte Vedra Beach, FL 32082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,807 sqft · built 1978 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $585,000 (Jan 2026) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 061812-0040 |
| Primary APN | 061812-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,807 sqft Living Area |
| Gross Area | 2,301 sqft |
| 1st Floor Area | 1,499 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 86 SANCHEZ DR E |
|---|---|
| City | PONTE VEDRA BEACH |
| State | FL |
| Zip | 32082-2445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 13/14-18 INNLET BCH UNIT 1 LOT 4 BLK 12 OR6285/963 |
| Legal Range | 29E |
| Legal Township | 03S |
| Legal Section | 28 |
| Legal Subdivision | INNLET BEACH UNIT 1 |
| Legal Block | 12 |
| Legal Lot Number | 4 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | PONTE VEDRA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20705 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 86 SANCHEZ DR E, PONTE VEDRA BEACH, FL 32082-2445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO |
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jul 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage TIAA FSB |
| Apr 25, 2018 | Warranty Deed, Transfer PONTE VEDRA TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2026 · Amount on Record |
| Deed Sale | Jan 7, 2026 · Amount on Record |
| Prior Sale | Jul 27, 2018 · Amount on Record |
| Deed Document Number | 20261141 |
| Deed Book / Page | 6285 / 963 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 86 SANCHEZ DR E, PONTE VEDRA BEACH, FL 32082-2445 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 86 SANCHEZ DR E, PONTE VEDRA BEACH, FL 32082-2445 |
| Document Number | 0054231927 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 5423/1927 |
| Instrument | 2021125778 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 7, 2026 |
| Property Address | 86 SANCHEZ DR E, PONTE VEDRA BEACH, FL 32082-2445 |
| Document Number | 0062850963 |
| Book / Page | 6285 / 963 |
| Map Reference | MB 13 PG 14-18 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2026001141 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,095.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6316 TEMPLE RD, JACKSONVILLE, FL 32217-9115 |
| Name | Verified Name |
|---|---|
| Address | 86 SANCHEZ DR E, PONTE VEDRA BEACH, FL 32082-2445 |
| Document Number | 0006285966 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 6285/966 |
| Name | CNB MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 86 SANCHEZ DR E, PONTE VEDRA BEACH, FL 32082-2445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 86 SANCHEZ DR E, PONTE VEDRA BEACH, FL 32082-2445 |
| Document Number | 0050670973 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 5067/973 |
| Instrument | 2020089335 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 27, 2018 |
| Property Address | 86 SANCHEZ DR E, PONTE VEDRA BEACH, FL 32082-2445 |
| Document Number | 0045861441 |
| Book / Page | 004586 / 001441 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 53884 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2018 |
| Title Company | GIBRALTAR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,772.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 SANCHEZ DR E PONTE VEDRA BEACH FL 320822445, PONTE VEDRA BEACH, FL 32082-2445 |
| Document Number | 45861443 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 004586/001443 |
| Instrument | 53885 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 25, 2018 |
| Property Address | 86 SANCHEZ DR E, PONTE VEDRA BEACH, FL 32082-2445 |
| Document Number | 0045361348 |
| Book / Page | 004536 / 001348 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 27878 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | PONTE VEDRA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 86 SANCHEZ DR E PONTE VEDRA BEACH FL 320822445, PONTE VEDRA BEACH, FL 32082-2445 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $518,073 (+70.73%) Land $125,000 Building $393,073 | $518,073 (+2.6%) Land $125,000 Building $393,073 | |
| 2025 | $334.00 (-71.62%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $303,448 (+5.99%) | $504,965 (+9.87%) Land $125,000 Building $379,965 |
| 2024 | $1,177.00 (+1.82%) | ||
| 2023 | $1,156.00 (-42.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $286,307 (+3%) | $459,610 (+11.46%) Land $100,000 Building $359,610 |
| 2022 | $2,026.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $277,968 | $412,360 Land $89,600 Building $322,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 210 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 210 in force |
| Nearby Flood Claims | 16 (1982–2024) |
| Claims Outside the SFHA | 16 of 16 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-PONTE VEDRA WS private · serves 15,565 people · EPA ID FL2554343 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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