86 Salem St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 86 Salem St, Reading, MA 01867

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,321 sqft · built 1920
Lot Size	0.251 acres (10,912 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Nov 2005)
Tax Bill	$8,825 (2025)
Deeds & Mortgages	Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`READ M:022.0-0000-0233.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:022.0-0000-0233.0`
Alternative APNs	`M:022.0=0000=0233.0` `870000000020` `870000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,321 sqft Living Area
Gross Area	3,942 sqft
Basement Area	823 sqft
Unfinished Basement	823 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,912 sqft (0.251 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	870000000020
Street Address	86 SALEM ST
City	READING
State	MA
Zip	01867-2611
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	2
Census Block	2016
Census Tract	334400

Owner

Source: Middlesex County and Reading Town assessment roll, APN READ M:022.0-0000-0233.0, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	37 LOWELL ST, READING, MA 01867-2620
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2005 · Amount on Record
Deed Sale	Nov 30, 2005 · Amount on Record
Deed Document Number	2005263918
Deed Book / Page	46573 / 291
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	86 SALEM ST, READING, MA 01867-2611
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76783-72
Date	Jan 26, 2021
Book Page	76783/72
Instrument	17554

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Feb 01, 2031

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,825.00 (-0.88%)	$774,800 (+2%) Land $385,400 Building $389,400
2024	$8,903.00 (+4.37%)	$759,600 (+12.12%) Land $377,900 Building $381,700
2023	$8,530.00	$677,500 Land $337,000 Building $340,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173344002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Feb 1981 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 392 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3246000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.