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86 Saddle Mare St, Clayton, NC 27520 Property Records

Johnston County property record for 86 Saddle Mare St, Clayton, NC 27520

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,556 sqft · built 2025
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$367,000 (May 2025)
Tax Bill$2,531 (2026)
Deeds & MortgagesMay 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05G04205S

Property Details

APN / Parcel Number

Primary APN05G04205S
Alternative APNs
  • 2000251604
  • 2000280248

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,556 sqft Living Area
Gross Area3,206 sqft
1st Floor Area1,068 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage Area420 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2000280248
Street Address86 SADDLE MARE ST
CityCLAYTON
StateNC
Zip27520-3851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRAG
Legal DescriptionLOT 26 SWIFT CREEK FARM PH 1 101/299
Legal SubdivisionSWIFT CREEK
Legal Phase1
Legal Lot Number26
JurisdictionJOHNSTON NC
Township / Civil DivisionCLAYTON
Census Block Group2
Census Block2006
Census Tract41104

Owner

86 Saddle Mare St is owned and occupied by two individuals who bought it in May 2025.

Source: Johnston County records, as of September 24, 2026

Owner of Record2 Individual Names on File
Mailing Address86 SADDLE MARE ST, CLAYTON, NC 27520-3851
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2025 · Amount on File
Deed SaleMay 19, 2025 · Amount on File
Deed Document Number202514980
Deed Book / Page6884 / 741
Record UpdatedOct 29, 2026

May 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionJOHNSTON NC
Recording DateMay 19, 2025
Property Address86 SADDLE MARE ST, CLAYTON, NC 27520-3851
Document Number0000014980
Book / PageDEED6884 / 741
Map ReferenceMB 101 PGS 299-309
Instrument DateMay 19, 2025
Instrument2025014980
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 23, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$734.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1341 HORTON CIR, ARLINGTON, TX 76011-4310

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 SADDLE MARE ST, CLAYTON, NC 27520-3851

Mortgage

Document Number0000014981
DateMay 19, 2025
Instrument2025014981
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.15%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2030
Change Frequency5 Years
Min Rate At Change4.15%
Max Rate At Change8.15%
Index5-Year CMT
Max Rate12.1%

Tax Assessment & Valuation

The 2026 property tax bill for 86 Saddle Mare St was $2,531, up 47% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,531.00 (+470.05%)$405,100 (+478.71%) Land $70,000 Building $335,100$405,100 (+478.71%) Land $70,000 Building $335,100
2025$444.00$70,000 Land $70,000$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 86 Saddle Mare St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Saddle Mare St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOHNSTON CO-WEST
serves 99,027 people · EPA ID NC0351070
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

May also be available: Brightspeed, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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