86 S Thomas St, Tupelo, MS 38801 Property Records

Lee County property record for 86 S Thomas St, Tupelo, MS 38801 · Last verified April 2026

Property Summary

Property TypeBank, Financial Building
Details3,205 sqft · built 1997
Lot Size0.76 acres (33,107 sqft)
OwnerCompany Name on File
Tax Bill$10,716 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN077P-35-257-02

Property Details

APN / Parcel Number

Primary APN077P-35-257-02
Alternative APNs
  • 038561
  • 38561

Interior

Building Area3,205 sqft Heated Area
1st Floor Area3,205 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Roof TypeHip
Roof MaterialAsphalt
Lot Area33,107 sqft (0.76 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address86 S THOMAS ST
CityTUPELO
StateMS
Zip38801-4355
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal DescriptionLOT PT W1/2 SE1/4 & PT LOTS 12 & 13 EVENING SIDE SUB (LEASE) REGIONS BANK
Legal Range05E
Legal Township09S
Legal Section35
Legal SubdivisionEVENING SIDE SUB (LEASE)
Legal Lot Number12-13
JurisdictionLEE MS
Township / Civil Division3
Census Block Group2
Census Block2001
Census Tract950901

Owner

Source: Lee County records · APN 077P-35-257-02

Assessment roll updated October 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address86 S THOMAS ST, TUPELO, MS 38801-4355
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 14, 2015
Deed SaleMay 14, 2015
Deed Document Number20155716
Prior Transfer DateMay 12, 2015
Prior Transfer Doc2015005716
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address86 S THOMAS ST, TUPELO, MS 38801-4355
Transaction TypeMortgage
Record UpdatedMar 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 S THOMAS ST, TUPELO, MS 38801-4355

Mortgage

Document Number2020012021
DateSep 01, 2020
Instrument2020012021
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
AmountAmount Recorded
Term59 Months
DueAug 15, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated October 30, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
MunicipalityTupelo City
Unified School DistrictTupelo Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,716.00 (+18.99%)$78,824 (+17.13%)$525,490 (+17.13%) Land $130,000 Building $395,490
2023$9,006.00$67,296$448,640 Land $130,000 Building $318,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (28081C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280819509012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1984–2010)
Claims Outside the SFHA6 of 6
Most Recent ClaimMay 2010, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 204 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
TelapexFixed Wireless100 / 20

May also be available at this address: Tombigbee Electric Power Association, AT&T, Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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